📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Post Office credit card?

Options
123457

Comments

  • Does anyone know how long the Post Office are going to have this offer available. I am going to be looking for a 0% deal around November.

    i don't think it'll last...
    http://forums.moneysavingexpert.com/showthread.html?t=264162

    Not sure when it'll end though, you probably be ok. but when they change something they let us know 2weeks before. unless they send the new leaflets out early lol.
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    I'm a fan as well. For a straightforward, no-tricks deal, it's hard to beat IMO.

    You may have to get a move on though. This deal has been on offer since the card launched last January. PO staff have warned that the terms & conditions will be rejigged next month. A capped 2.5% balance transfer fee is anticipated from 2 October 2006.
    People who don't know their rights, don't actually have those rights.
  • I've been trying to apply online for the last 4 days with no success! Keep getting a error as soon as the pop up opens.

    Anyone else had this problem!? May just have to apply via post before the BT free fee runs out!
    "I did then, what I knew then. And when I knew better, I did better"
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    In July, I applied for the Post Office card.

    The secure part of the website doesn't work at all with my browser, so I made a telephone application. It was straightforward and I was told my credit limit over the phone there and then. I would recommend this route.
    People who don't know their rights, don't actually have those rights.
  • Got my card in record time, around 2 weeks. and got a whopping £8000 limit. the highest any lender has given me yet with the same details.

    cheers
    Debt at worst - £13000 (Jan 2011)
    Debt remaining - £13000
    Debt free date - 31st January 2013
    Mortgage - £163000.00
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Same here. Application approved, credit limit generous and first balance transfer completed in 14 days. It doesn't get much better!
    People who don't know their rights, don't actually have those rights.
  • tubster
    tubster Posts: 256 Forumite
    Have just been told by my post office that free bt will end on Monday SO get on the phone - I get constant errors on the website too. Shame cos I want to do it via quidco for a cash bonus.
    Tubster
  • antuk
    antuk Posts: 374 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    I was told that you can make the 0% BTs at any time during the six months, does this new fee thats been introduced affect those transfers after money if you got the card before it was introduced?

    Hope that makes sense people!! :)
  • As the word is this offer is soon to close i have tonight (5 45pm) made an application by phone. All seemed to be going well, was told the credit check would take place while i waited. Then was told the check had been referred, asked why and was told nothing to worry about probably everyone in the office had gone home!!! Excuse me. Anyway nice helpfull guy told me i would know by Monday. so fingers crossed. Only wanted the bt. £3500 on Sky expires November. Then hope to apply for the m&s 0% on purchases ready for christmas and new year.
  • Moggles_2
    Moggles_2 Posts: 6,097 Forumite
    Originally posted by antuk
    I was told that you can make the 0% BTs at any time during the six months, does this new fee thats been introduced affect those transfers after money if you got the card before it was introduced?

    The free balance transfers can be made for the entire 6 month introductory period. You are not affected by the changes anticipated on 2 October 2006.
    People who don't know their rights, don't actually have those rights.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.3K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.