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From Trash to Cash: Dribbling a river

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  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi all :-) am having a very lazy day- have acheived absolutely sod all :-/ just killing time til I go to the docs really. As soon as I get home from there I will work on my mini move...not sure what it will be yet!

    Hi babymoo :-)
  • jo70mo
    jo70mo Posts: 3,792 Forumite
    Hi babymoo,
    I'm ok. how are you.
    hope you get on ok at docs MM.
    Jo x
    “Don’t ask what the world needs. Ask what makes you come alive, and go do it. Because what the world needs is people who have come alive.”
    - Howard Thurman
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thanks Jo :-) will see what happens :-/
  • nikki2804
    nikki2804 Posts: 2,670 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    jo70mo wrote: »
    Nikki I wouldn't mess too much with credit cards till you ahve your mortgae safely under your belt. If you need to then fine otherwise I would leave alone till then.
    same with bank account. all will do credit checks and the number of credit checks can affect your credit score I think. not an expert on it at all but just think it would be worth waiting.
    Jo x

    I won't open a new bank account until the mortgage goes through.
    The credit cards through are ones I already have so no credit checks.
    I'm actually probably gonna cancel my HBOS one. Then reopen in a few months to get a 15 months interest free again.
  • babymoo
    babymoo Posts: 3,187 Forumite
    Had a bad night with fibro n am really aching now so looks like a day in bed 4 me. :( Legs are so cramped its killing me :(
  • nixinixi
    nixinixi Posts: 1,698 Forumite
    nlid - will pm you- sure we can find an angle!!
    Life is a work in progress
  • nolongerindenial
    nolongerindenial Posts: 1,041 Forumite
    thanks nixi
    £4142.49/ £131,795.91 - 3.14% paid off or only £129,608.80 to go!
    Debt free by Xmas 2015: #182 £1955.38/£4435.51 (44.08%)
    MFW: Opening Balance: £108,297.91 Original MF Date: June 2042
    Current Balance: £106600.27 Estimated MF Date: Dec 2033
    Proud to be dealing with my debts
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hope you feel better after a rest Babymoo.

    Blimey it's a quiet dribbling day today!
  • babymoo
    babymoo Posts: 3,187 Forumite
    was thinking that MM where had everyone gone?
  • cagneuk
    cagneuk Posts: 450 Forumite
    Hi Nixi,

    I'll get your christmas card in the post tomorrow.
    Would like to: Retire at 54. 19yrs .Clear mortgage by 50. 16yrs. Clear Secured debts by 43. 8yrs.Clear Unsecured debt by 39. 4yrs. Gain full control of my finances by 36. 1yr.Keep my head above water. Today.
    Dribble Diet: Starting weight(26/8): 18st 7lb:eek: current weight(08/11): 15st 11lb Ideal weight: 12st 7lb
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