📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

I'm fat, my daughter has nits and I've ran out of money.

18911131422

Comments

  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    just to add another welcome from me to- get that SOA up here and lets have a good nose :D
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Iriahm
    Iriahm Posts: 159 Forumite
    this thread has made me chuckle at my desk for the last couple of days, but yesterday and today 2 colleagues have asked if I am ok....i keep scratching my hair! everytime i read about nits i get all itchy...can you get cyber nits? LOL!

    we had an infestation at guide camp 2 weeks ago...we had a "beauty evening" and conditioner-ed and vineger-ed the little monkies

    and when the new term starts if your daughter isn't the source (Mother Nit??) then the school should be taking action. A fmaily friends DD was excluded from school until they had been exterminated!
    Lightbulb moment: July 2006

    Total debt: £39,678.01 July 2006 :eek: Total Debt: £19k March 2007

    Proud to be DFW Nerd 123 :cool:
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    We had 3 siblings in our school that were always infesting people. They got letters home about it I think! :think:

    Scabby gits! :p :rotfl:
  • kay74 wrote:
    (and use Aussie Rescue Remedy ) - .
    K
    ROFL, I call that Jacobs Creek! Made me laugh out loud, and not many men do that! :rotfl:
  • Mirtos
    Mirtos Posts: 728 Forumite
    hey triker. Just popped in to say hello anf hope you are well! get that soa up!!!!xxx
    Official Debt Free Wannabe Nerd Club member 095! Debt Now:
    M&S £5000 £2071.49 - 3.9% |Cahoot Loan £8646.96 £7453.24 - 5.8%| Barclays OD £2250.00 £991.99 - 0% Halifax Card £1620.60 - 0% Savings: £927.59
    Grand Total = £22,540 £11,209.73 :eek:Total paid off since 31st May '06 = £11,330.27 :T Semi-DFD Dec'07?
    Savings for temporary unemployment fund: £763.05 @ 8%, £164.54@ 4% Total savings: £927.59

    £18k Challenge £18,934.21 £11,209.73 to go!
    Proud to be dealing with my debt.
  • Triker
    Triker Posts: 7,247 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Hellooooo, well on my ongoing campaign to become debt free, nit free and fat free, I attempted to tackle the bank charge today.

    Except it was like call centre colditz, could I get passed 'em to talk to the dieties who can do something about my fine (£90.00 referral, remember to rrrroooooollllll those 'rrrrrrrrr's', ummm rrrreeeefffffffeeerrrrrrraaaallll = £90.00) could I 'eck.

    Three attempts it took me but they kept referring me to my 'relationship' manager........eh! Needless to say they were a. engaged
    b. on another line
    c. not able to take my call at the moment
    d. Going to get back to me

    Aha I thought, tell the call centre folks something else, so I rang again, after 5.00pm (forth attempt) and asked to speak to someone about my overdraft and not my fine.

    Appeared to work, Natwest piano music followed along with that woman who sounds both breathless and mumsy like a mixture of Hattie Jacques (Carry On Films), Margot (from the Good Life) and Bungle (from Rainbow).

    Big beaming smiley mouth, "welcome to Natwest, have you thought of other ways that you can swell our already bulging profit margins by buying some more of our products."

    Finally was put through to whomever, let's name him Dickie.
    I took a deep breathe and began my pitch, (no whining Triker, remember) and started in a firm but ameanable voice to tell Dickie that I needed advice re my overdraft and could he possibly be able to do something about these charges.

    Eager Dickie, says 'yes whaddabout a loan'?
    I say 'No' (firmly) 'I was thinking maybe that these charges....'
    Dickie interupts 'But Mrs Triker aloan would sort out this you obviously haven't been managing your account etc etc.......'
    'I don't want a loan.........' I say
    Dickie (on a roll now) 'A loan aloan a loanaloana loanaloanaloanaloanpreapprovedaloanaloanaloanvaluedcustomeraloanaloan£7,500aloanaloan.................'and so on.

    As I slipped into unconsciousness I was rudely disturbed by Dickie starting to talk even more loudly as his crescendo reached 'aloanaloanaloanaloansomethingpercentandyoucanpayitbackwheneveryouwant'.

    I wearily said 'I don't want a loan', and Dickie replied all tight mouthed now, you could feel the tension, 'is there anything else I can help you with'
    "well" I said 'about these charges'
    Cue Natwest music and scary bungle lady telling me to press 1 for a Natwest customer adviser......etc.
    I put the phone down.

    Plan B tomorrow, which I haven't thought of yet but I'll figure something out.

    For all you peeps waiting for SOA, am in the process of gathering info, will keep you posted. Cheerio.
    DFW Nerd 267. DEBT FREE 11.06.08
    Stick to It by R.B. Stanfield
    It matters not if you try and fail,
    And fail, and try again; But it matters much if you try and fail, And fail to try again.
  • Sarahsaver
    Sarahsaver Posts: 8,390 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Natwest really do p*** me off too;)

    Good luck!
    Member no.1 of the 'I'm not in a clique' group :rotfl:
    I have done reading too!
    To avoid all evil, to do good,
    to purify the mind- that is the
    teaching of the Buddhas.
  • lynzpower
    lynzpower Posts: 25,311 Forumite
    10,000 Posts Combo Breaker
    triker.

    Seriously. Dont play nicey nicey. They werent playing "would it be possible to negotiate you paying 35 for bouncing your direct debit" at the time were they ;)

    Sue them, everyone who is doing it has won. Ive had 2 lots of charges back so far, and waiting for a court date for a biggie, which will slice 1/3rd off my debt and theres no way I would be nicey nicey and tiptoe round the issue, as it would take a damn sight longer!
    :beer: Well aint funny how its the little things in life that mean the most? Not where you live, the car you drive or the price tag on your clothes.
    Theres no dollar sign on piece of mind
    This Ive come to know...
    So if you agree have a drink with me, raise your glasses for a toast :beer:
  • Sutty
    Sutty Posts: 64 Forumite
    Please don't be nicey nicey with Natwest. You stick to your guns and get what you deserve. Don't let them give you the run around as they will keep doing it and you'll get nowhere.
    My OH has been with Natwest all her life. When she graduated from uni she was earning mega bucks as a journalist and they offered her everything under the sun (loans, credit cards etc). When she gave up her journo job due to children commitments she chopped the credit cards. Two years ago she had a temporary unemployment (two months I believe) and they wouldn't give her an inch. Despite having unblemished credit they refused her any sort of overdraft and hit her with many £30 charges etc. What I would call kicking someone when they're down.
    You go at em and get one up for all us dissatisfied customers
  • Sutty
    Sutty Posts: 64 Forumite
    Keep plodding on. There's lots of people on here willing to help. As for your nit problem, the Nitty Gritty comb is our saviour. I ended up getting one from Boots (£9.99), not money saving as they are available on prescription but i'd reached the end of my tether, it was the weekend and they're back to school on tuesday. Best tenner i've ever spent. Nothing so far has touched the nits on my daughter but this is fantastic. It gets the eggs and everything.
    best of luck.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.