5 minute benefit check up Article Discussion Area

dmg24

How 'extended' is your holiday? Surely you bought a return ticket when you planned the trip - if not, how did you get past immigration?

supermonkey

hello everyone. just wondered if anyone might be able to help.

i have been out of work for a while & have a home finances spreadsheet i use to track everything. it takes into account the benefits we receive. i'm trying to estimate our income if i go self employed but its difficult since i dont know what i'll earn & that makes it even harder to work out the benefits. it seems that if i bring a small income in, say £5000 a year i'd lose £3000 in benefits which is fine, but when u add losing the £51 a week job seekers i'd be worse off.

Thanks

alwaysonthego_2

supermonkey wrote: »

hello everyone. just wondered if anyone might be able to help.

i have been out of work for a while & have a home finances spreadsheet i use to track everything. it takes into account the benefits we receive. i'm trying to estimate our income if i go self employed but its difficult since i dont know what i'll earn & that makes it even harder to work out the benefits. it seems that if i bring a small income in, say £5000 a year i'd lose £3000 in benefits which is fine, but when u add losing the £51 a week job seekers i'd be worse off.

Thanks

How old are you?

Do you have children?

supermonkey

alwaysonthego wrote: »

How old are you?

Do you have children?

hello & thanks for your reply. im 23 with 1 child

alwaysonthego_2

supermonkey wrote: »

hello & thanks for your reply. im 23 with 1 child

If you work 16 hours or more then you can claim WTC regardless on what income you will earn. You should overestimate you income to avoid any overpayments.

yoyo1980

I don't get it - I work 20hrs pw and husband works 37hrs. Combined income of £28000 - not entitled to any benefits apart from the child benefit standard?? Used to get about £40 per month when 3 yrs old was in child care part time. Confused!

alwaysonthego_2

yoyo1980 wrote: »

I don't get it - I work 20hrs pw and husband works 37hrs. Combined income of £28000 - not entitled to any benefits apart from the child benefit standard?? Used to get about £40 per month when 3 yrs old was in child care part time. Confused!

You should get basic family rate of TC on your income.

yoyo1980

Yeah? Will have to re-look into it Thanks

k80pkr_2

Can anyone shed any light on this . I am living with a partner who works 40 hrs a week and I am on maternity allowance. He gets paid 18,000 and I get 120 per week. However tax credits say we are entilted to £0. However when I was on Job seekers allowance I was being paid £130.00 in tax credits. It really does not make sense ??????/

alwaysonthego_2

k80pkr wrote: »

Can anyone shed any light on this . I am living with a partner who works 40 hrs a week and I am on maternity allowance. He gets paid 18,000 and I get 120 per week. However tax credits say we are entilted to £0. However when I was on Job seekers allowance I was being paid £130.00 in tax credits. It really does not make sense ??????/

You will not be entitled to WTC, you should be entitled to CTC. Don't forget to disregard £100 a week of your MA. You should ask TCO to base it on the current year but you mst overestimate to avoid an overpayment.