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Credit Reference Agencies - Who Really Uses Who? II

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  • Anthorn
    Anthorn Posts: 4,362 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Starling Bank

    credit search - Callcredit (Noddle)
    reporting - Equifax
  • Any idea who they use for credit checks? Trying to avoid Call Credit but they seem to have some fans amongst the building societies.


    A Natwest mortgage advisor confirmed to us that they use Equifax.
  • delpy1
    delpy1 Posts: 39 Forumite
    Hi all does anyone know who Arnold Clark use for getting a car on PCP, Im hoping its experian



    Cheers
  • Hoping it!!!8217;s experian based on what?

    Please don!!!8217;t say the make believe score
  • nissan_st
    nissan_st Posts: 55 Forumite
    rci for definite
    they told me today, also Barclays partner finance
    both search experian
    if you do it its done
  • delpy1
    delpy1 Posts: 39 Forumite
    nissan_st wrote: »
    rci for definite
    they told me today, also Barclays partner finance
    both search experian
    Hi is this for Arnold Clark???
  • DondonA
    DondonA Posts: 18 Forumite
    Hi

    I recently applied for a mortgage with Nationwide and they only left a hard search on Equifax. They didn’t search my other files
  • LP1989
    LP1989 Posts: 2 Newbie
    Hi,

    Can anyone provide a recent update on who Natwest use for mortgage applications?
  • Candyapple
    Candyapple Posts: 3,384 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    LP1989 wrote: »
    Hi,

    Can anyone provide a recent update on who Natwest use for mortgage applications?

    From Sept 2018 when they did mine, they searched all 3 and now that I have the mortgage, they report it to all 3 as well.
    I'm a Board Guide on the Credit Cards, Loans, Credit Files & Ratings boards. I'm a volunteer to help the boards run smoothly, and I can move and merge threads there. Any views are mine and not the official line of moneysavingexpert.com
  • TheEffects
    TheEffects Posts: 150 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Hi

    I wanted to know which CRA does Barclays use?
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