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Credit Reference Agencies - Who Really Uses Who? II
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Me either, they've only ever searched EX for me except for a loan app when they also searched CC.Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Currently going through the mortgage application process with YBS (Yorkshire Building Society). Just want to confirm the front page is still correct, so far they've only done a credit search with Equifax. They have also used Experian but only for an identification check. This thread is brilliant, keep up the good work.0
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f1rsttimebuyer wrote: »Currently going through the mortgage application process with YBS (Yorkshire Building Society). Just want to confirm the front page is still correct, so far they've only done a credit search with Equifax. They have also used Experian but only for an identification check. This thread is brilliant, keep up the good work.
If the underwriters need to query anything during the underwriting process they'll also do an unrecorded enquiry with Experian, they did with me, but it was fine, once I'd explained a few things
:beer: Cashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Hello All!
Its been a very very long time since I posted!!
Out of interest, who do Halifax credit search for the Reward Current account?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Experian and sometimes Call Credit tooCashback Earned ¦ Nectar Points £68 ¦ Natoinwide Select £62 ¦ Aqua Reward £100 ¦ Amex Platinum £48
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Does anyone know who searches Danske Bank, I am going for a mortgage app with them?0
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i have recently applied for a loan with Nationwide and they searched Equifax and Call Credit but didnt search with Experian!!!0
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First of all it took umpteen times to recognise the squiggly phrase to be able to join the forum.
Anyway, I know my credit file with Call Credit and Equifax is rubbish but Experian is absolutely clear.
Using the list, I applied for the Nationwide Flex Account and hey presto, got approved on line not five minutes ago.
So for bank accounts with Nationwide it is just Experian that you need.
Thanks a lot.
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I recently applied for a TSB account and they searched Experian.Im an ex employee RBS GroupHowever Any Opinion Given On MSE Is Strictly My Own0
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Hanley Economic Building Society only use Equifax. 100% Checked Call Credit, Experian and Equifax and also saw my Credit Report on the Advisor's desk when I went in and it said Equifax. \thanks to this thread I've got a mortgage. Good work!! Also Everyday Loans use Equifax too. Thanks0
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