Credit Reference Agencies - Who Really Uses Who? II

triffid123

Anyone know what CRA clydesdale bank use for MORGAGE assesment?

Also, anyone know of any high street morgage lenders that use Equifax for assesment?

Jaydene_2

Hi

Does anyone know what CRAs RCI Finance use for credit checks purposes? They're the guys that arrange car finance for Renault and Nissan.

Thanks!

guesswho2000

Jaydene wrote: »

Hi

Does anyone know what CRAs RCI Finance use for credit checks purposes? They're the guys that arrange car finance for Renault and Nissan.

Thanks!

Don't know if they use others, but they searched and reported to Equifax for me when I used them through Renault back in 2008.

scott1358

Recent searches for me:

First Direct Current Account - Experian only
First Direct Gold Credit Card - Equifax only

Both applications successful despite having a default from 2006 for a mobile contract.

System

Hi all

Apologies for my lengthy absence from the forums, been very busy!

I'm now going to update the thread with all the info that everyone has contributed.

I'll also check all the links and remove any obselete products / dead links.

Thanks very much for keeping the information coming and I do hope the thread continues to be of use.

Regards
UNDERGROUND

simax

Welcome back!!!

sammie28

Hi
I read on here somewhere that Barclaycard have now started searching Call credit. Can anyone confirm this?

sammie28

I just found some info on Barclays website that says they use all 3 CRA's!

BugsyBrowne

sammie28 wrote: »

Hi
I read on here somewhere that Barclaycard have now started searching Call credit. Can anyone confirm this?

Only on their 'soft search site.

sammie28

So who would they use if i just applied without using the soft search?