Credit Reference Agencies - Who Really Uses Who? II

leeder

Hi!
Does anyone know who Nationwide use?

Regards

System

leeder wrote: »

Hi!
Does anyone know who Nationwide use?

Regards

Experian.

UNDERGROUND

System

Dr_Cuckoo3 wrote: »

I am not sure why Bank of Ireland have been listed as searching Experian only when my own experience is that they search Equifax only for Credit cards and current accounts


and there are not any posts in this or the previous "who uses who" threads to suggest that BOI search Experian








again , it is my experience that Bank of Ireland only search Equifax for credit cards and Post Office only search Experian and I cannot find any posts on the other threads stating that they search both Experian and Equifax

I am unable to find the source of the information quoted

Hi Dr_Cuckoo3

I have updated the thread accordingly with the information you have supplied.

Remember, anything that is shown on this thread has come from my own personal experience or that of other MSE forum users, I do not post anything otherwise.

It's also important to remember that some people experiences are different when applying for credit, therefore the information shown should be used as a guide only and is not warranted as being accurate.

Regards
UNDERGROUND

PS. If anyone else has a different experience with BOI, please let me know and I'll list them as potentially searching both EX and EQ. Thanks.

System

sscott5581 wrote: »

Update

I have a Tesco loan and yesterday applied for a top up on my original loan. Checked CRA today and they have searched both Experian and Equifax.

Steven

Hi Steven

Can you confirm if the search with Experian was a full credit search?

Many thanks

UNDERGROUND

sscott5581

UNDERGROUND wrote: »

Hi Steven

Can you confirm if the search with Experian was a full credit search?

Many thanks

UNDERGROUND

It was a full search.

Regards
Steven

duggie1982

VOLKSWAGEN FINANCIAL uses experian to search - had mine showing today

Alphera Finance
Search: EX
Report:
Black Horse
Search: EX
Report:
Santander Consumer Motor Finance
Search: EX
Report: EX, EQ, CC
Toyota Financial Services
Search: EQ
Report: EX, EQ


UNDERGROUND [/QUOTE]

jakesuk

Great thread, thanks!

The info on who uses who ties exactly to my reports.

amacuk

Hi, for a Santander current account I got a full search of Experian, and a soft ID check of equifax at the same time. Cheers.

witpig

Anyone know who Dell computers use?

System

witpig wrote: »

Anyone know who Dell computers use?

Hi witpig

Dell finance is provided by Creation Consumer Finance, they are listed as searching both Experian and Equifax.

A link to their finance page here.

Regards
UNDERGROUND