Its a wonderful life... Want to try.....?? A Single parents View.. !!xx!

loopydonna

black-saturn wrote:

I just wanted to answer this. Not once have I ever left my children behind when I have visited my boyfriend. They go there with me every weekend.

My mistake - I must have misunderstood the comment you made in the thread you linked to previously in this thread. It was this post I read this morning which made me think you left the children behind.
http://forums.moneysavingexpert.com/showpost.html?p=2597931&postcount=27

Broken_hearted

In defence of Black saturn (don't faint) I think they have had a lot to deal with in their life and although oversensitive do genuinly try to help people.

Ok the mortgage issue. It was but is unlikely now perfecly possible to pay a mortgage off on benefits in 5 years if you cut back hard enough. Through a system of saving and overpaying. You have to remember that mortgages (house prices) were a lot cheaper 10 years ago.
I am living on benefits and hoping to pay £6,000 a year off my debts. 6 times 5 = £30,000. Which by the way is almost twice what I owe on my mortgage.

black-saturn

loopydonna wrote:

My mistake - I must have misunderstood the comment you made in the thread you linked to previously in this thread. It was this post I read this morning which made me think you left the children behind.
http://forums.moneysavingexpert.com/showpost.html?p=2597931&postcount=27

OK in fairness there is about 2 times in the last 2 years that I didn't take my children with me to London but there were reasons for that. Every other time I have taken them but it is a pain as they have to sleep on a blow up matress on the floor which is not ideal.

black-saturn

Broken_hearted wrote:

In defence of Black saturn (don't faint) I think they have had a lot to deal with in their life and although oversensitive do genuinly try to help people.

I am oversensitive but I'm in defence mode all the time because I have said that I won't let myself be bullied again. I do genuinely try to help people on this board whenever I can.

liney

I can appreciate house prices were much less 10 years ago, if that is indeed when it was purchased. I understand it was more recent than this but i am not going to labour the point.

However we can now go back the origional posters point - If you can afford to pay £6k per year off debts, or mortgage, or any amount close to this you are not living in financial hardship. The benefits system is a joke.

rainbowrisin

liney wrote:

I can appreciate house prices were much less 10 years ago, if that is indeed when it was purchased. I understand it was more recent than this but i am not going to labour the point.

However we can now go back the origional posters point - If you can afford to pay £6k per year off debts, or mortgage, or any amount close to this you are not living in financial hardship. The benefits system is a joke.

Isn't the whole point of this site for people to get ideas and help to save money tho, regardless of income level?
It is perfectly possible to save money when your income is at benefit level, whether the money is provided by the state or through work. It does take wit, ingenuity and at times some luck, but it can be done - look at some of the posts on other boards - Old Style for example.
It is also possible to supplement income through winning compies, matched betting, cash back sites and so on - all legitimate when on benefits or when working.
Sadly many people on low incomes do not read MSE, and in some cases do not have the necessary personal attributes to make savings.
Even if you slashed the rate of benefits by 50% (which i do NOT advocate), there would still be ingenious, self reliant people out there who managed to save and survive.
Why belittle people who manage a low income well and are able to save as a result?

looby75

Fran wrote:

***Boardguide Comment***

Looby75 wrote:

Come on if you are going to s!ag someone off .......

Please don't!

LOL just to clarify, I didn't mean it as an invitation to do so...just making a point about not hiding behind a screen name.

looby75

rainbowrisin wrote:

Isn't the whole point of this site for people to get ideas and help to save money tho, regardless of income level?
It is perfectly possible to save money when your income is at benefit level, whether the money is provided by the state or through work. It does take wit, ingenuity and at times some luck, but it can be done - look at some of the posts on other boards - Old Style for example.
It is also possible to supplement income through winning compies, matched betting, cash back sites and so on - all legitimate when on benefits or when working.
Sadly many people on low incomes do not read MSE, and in some cases do not have the necessary personal attributes to make savings.
Even if you slashed the rate of benefits by 50% (which i do NOT advocate), there would still be ingenious, self reliant people out there who managed to save and survive.
Why belittle people who manage a low income well and are able to save as a result?

:T :T :T :T :T :T

liney

I do not blame the people for claiming the benefits to which they are entitled; i do think the system needs overhauling.

Whilst the point of the site is money saving, the point of this thread was to tell everyone how difficult if was to be a single parent on benefits.

Being a single parent is one of the hardest jobs i can imagine, but having the option to save substantial (6k per year being £500 monthly...) amounts of money whilst not working does not show us that poverty is rife amoungst single parent on benefit.

Broken_hearted

liney wrote:

I can appreciate house prices were much less 10 years ago, if that is indeed when it was purchased. I understand it was more recent than this but i am not going to labour the point.

However we can now go back the origional posters point - If you can afford to pay £6k per year off debts, or mortgage, or any amount close to this you are not living in financial hardship. The benefits system is a joke.

I never said I was in financial hardship nor am I a single mother, but if I got paid for being a full time carer in a workplace I'd have a heck of a lot more then 6k a year free.