We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Learning to live my dreams not trample on them
Comments
-
Glad you're going to have a chat with the boss about it being so hectic at work. I hate it when life turns into work followed by housework. Hope it calms down soon
Jx2019 fashion on a ration 0/66 coupons0 -
Still worked about 9 hour day today but got 2-3 hours help from someone else...
I think it is a blip in my workload - so will be tough for a few weeks and then should settle down again... I hope... I get flexi time so will get it back at some point. Plus I have half term week off which I am looking forward to
Tirl - any room for a dishwasher - they are a God send...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I did find time to move our elec and gas to eon which I hope will save me £300 per year and give me £100 cashback...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
We like cashback!Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Nope, no room for a diswasher I'm afraid.
Had it in my last place and was great not having to wash up by hand, even just for two people.
We did the eon switch as well. All cashback will go to our 'household' account.
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
Well done on the gas and electric switch. We've just done the same and got a shiny electricity usage meter for free.2019 fashion on a ration 0/66 coupons0
-
all doing similar switches! we are getting a shiny new energy monitor too!
Sorry tirl no room for a dishwasher is harsh...
Well got home before 6pm today which was good - but had done 9 hours extra this weekAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I have been making xmas hampers tonight... may post some piccies tomorrow as am quite proud LOL
Am considering getting another couple of MG's books and making up a study pack for my niece and nephew! Worried they won't be very impressed tho as they normally get cash!
Going to update my xmas gift spreadsheet shortly to see what I still need to get (spend).Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
I love hamper piccies. I'm usually organised by now but this year I haven't a clue how I'm doing after the house move and decluttering. I'd better work it all out soon as I hate the crowds in shops in the run up to Christmas.2019 fashion on a ration 0/66 coupons0
-
Thanks Jellie
Not taken any piccies yet - I will I promise! Got up around midday today.. still feeling ill but just had one of the best nights of my year! They are doing "dinner for sixes" at our church - one person hosts and does the main course, one brings a starter and one a pudding... and you swap around each others houses. Had a fun and laughter filled night - one of those life affirming ones!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.4K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards