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Learning to live my dreams not trample on them

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Comments

  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi jellie - I have a cherry tree - but the birds get them they are too bitter - probably cooking cherries but by the time I get round to them the birds have nicked the lot! Have a couple of apple trees but they haven't done well this year. My plum tree tho is bursting with fruit! Snacked on them all day today! I also have raspberries, blackcurrants and recurrants and the occasional strawberry plant... Can you tell I like fruit?

    I just bought them from Asda or B&Q if you only have a small space how about a self pollinating espallier apple tree about £30 but should get really good crop!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • just looked up the nutritional value of plums as shown on organicfacts.net

    Nutrition Facts and Information about Plum:
    It is enriched with minerals like Potassium, Magnesium, Manganese, Copper and Phosphorus. While Calcium, Iron and Zinc are present in minute quantities.
    Vitamin Content of Plum:
    Huge amounts of Vitamin C, Vitamin K and Vitamin A are present. Considerable amounts of Thiamin, Riboflavin and Niacin are also contained. Whereas, Vitamin E, Vitamin B6, Folate and Pantothenic Acid are present in traces.
    Calorie Content of Plum:
    Cashew has a calorific value of 46.0 per 100 gm.

    Health Benefits of Plum:
    A very important health benefit of eating Plum is that, it acts as a laxative and improves performance of the digestive system. Further, the presence of phenols and Vitamin C ensures good antioxidant protection. Prevents your eyesight from any deterioration and enhances immunity against cancer related diseases. Iron absorption in the body is increased by eating Plums and heart related risks are minimised.

    I think I could eat the rest of the plums on the tree after reading that LOL!



    Oh and did I mention... check out my Sig update!! Another £1100 paid off! Woohoo!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • So now down to £11277 which is close to what we were at the start of this thread before we went spending all over the show for our 40ths etc!!

    Plus £100 paid to student loan (still don't know total owed as it is OH's need I say more??)

    Next month planning to pay around £147 off our standing debt plus clear the balance of the gym and motorbike expenses etc off my cashback CC (£1405!!!!!!!) plus student loan

    November hope to be back on track at around £1227 plus student loan

    December we will be taking advantage of early pay days to hopefully pay off a whopping £3.2K!! but this is really January's payment early so Jan's payment will be a relatively small amount!

    Still hoping to clear as much as poss by 18/12 as part of the 100 day challenge!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • bigzippy
    bigzippy Posts: 4,034 Forumite
    • OH and I declutterd a box of matchmakers...:EasterBun
    LOL *that's* what we're calling it now, is it? :rotfl:
    :whistle:I genuinely believe these forums are life changing and so positive... We can all learn so much from each other...:A
    Agreed (providing you ignore the trolls :cool:)
    I ended up having folk I "met" on an MSE support thread invited/come to my wedding :)
    #thanks gill - my ds will make bread rolls, cakes, biscuits, jellie, custard, macaroni milk as well as savoury meals which I think at 12 - mostly taught by me or from a school recipe book I think is pretty good!
    It is good! He really helped me out when he came to [STRIKE]slave for[/STRIKE] visit me, and even offered (out of the blue) to make macaroni milk or something for us :A He's a sweetheart :heartsmil Then again, as he's my DN, I'm biased...

    Gym's looking good so far SH. I was the same as (whoever it was that said it...Milann I think?) about the TADA lists... racking my brains for suitable acronym-ness :o
    "I am indelibly stained by hope and longing" - Nuts in May
  • Going great guns there SH !
    And Plums, I didn't know any of that, is this a new superfood ?
    DC.
    "Some people walk in the rain... others just get wet... " - Roger Miller
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hi BZ nice to see you back! I love it on the tada list thing - nice to keep everyone guessing!

    hi DC I didn't know that about plums either but given how many I have eaten in the last couple of days I thought I would try and find out more!

    Lovely surprise today - someone had sent me a little gift. I've ordered The Secret so I can learn how to manifest the law of attraction more in my life... Sounds like it is working already tho!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    You doing really well savingh!
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • *Jellie*
    *Jellie* Posts: 3,018 Forumite
    Part of the Furniture Combo Breaker
    edited 14 September 2010 at 5:45PM
    Well done on the debt busting progress. Thanks for reminding me about the self pollinators- I doubt I'd get round to pollinating then otherwise! Apples would be a good place to start but sounds like plums could be good too. Must read up some more!
    I'm tempted to find a copy of The Secret too!
    I used to run a Barnabus Group- doing little things to inspire, edify and help others anonymously. Maybe we should set one up on here!
    2019 fashion on a ration 0/66 coupons
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi Tirl and Jellie...There is/was a group called the nonny mice :Athat are an offshoot from here who help out some of the most desperate or those in need of encouragement... - I did think about getting involved but decided that was part of my denial process :o of how serious our own debt is... I could possibly find you a name if you wanted to get involved...

    Had a really good day right up until 2 hours ago when OH told me his motorbike had broken down....:eek: My heart just sank!!!:( It is of course that time of the month when I feel things most keenly so I could easily cry... Luckily we have rac cover through our bank account and they are going to pick him up and bring him home:cool:.

    He has also broken down only about 2 miles or so away so I took him some of Sunday's home made soup and some coffee and DD's chocolate rice cakes... He thought he would only be another 30 minutes or so but that was about an hour ago!!!:(

    My biggest fear is how much it will cost to put right but he reckons he can fix it himself once at home :cool:- I really hope he is right but it is getting dark already and the later he gets home the less likely he will get it fixed for tomorrow....:( His motorbike has cost nearly £650 in the last month or so!!! :eek::eek::eek:Just as you start to go forward if feels like we are dragged backwards again...

    :APlease God let him be able to fix it himself - at no cost!!! or very low cost!!!:A

    I am supposed to be going out tonight don't know if I will be able to now... :(Also npower sent our bill - part actual and part estimated and they want to put our bill up again... Feel so mad!:mad: Need OH to read the gas bit so we can tell them where to get off with the price increase!! OH wastes loads of electricity by leaving the computer and 2 screens and his light on all night but goes mad if I turn them off!!!:mad:

    Struggling to find my positivitiy... I really hope I get to go out with my friend to cheer me back up! :o
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • bigzippy
    bigzippy Posts: 4,034 Forumite
    hi BZ nice to see you back! I love it on the tada list thing - nice to keep everyone guessing!

    Lovely surprise today - someone had sent me a little gift. I've ordered The Secret so I can learn how to manifest the law of attraction more in my life... Sounds like it is working already tho!
    Good to be able to be back! A few technical issues got in the way tho...:cool:
    As for The Secret...I think you may have some serious reservations about it, esp theologically, but then again the DVD might be worse than the book? MIL was lent it a bit back, and even she was scoffing at it.;)
    :APlease God let him be able to fix it himself - at no cost!!! or very low cost!!!:A
    Hands together now folks! :)
    Hope it's something and nothing SH...:(
    We've just spent £123 getting the 'crank shaft sensor' repaired - under the impression it would solve our the-car-won't-start-properly problem - only to find a few days later that the problem is back/still there/unresolved. :( Apparently they couldn't get it to do the fault! :shocked: It'd been doing it pretty much every single time we tried to start it! :mad:
    "I am indelibly stained by hope and longing" - Nuts in May
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