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Learning to live my dreams not trample on them
Comments
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You're going great guns- it is lovely to see all the progress you are making. You are a wonderful positive influence on these forums. Thanks for your post on my diary and for the tip on magazine buying!2019 fashion on a ration 0/66 coupons0
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awww thanks Jellie... :hello:
:whistle:I genuinely believe these forums are life changing and so positive... We can all learn so much from each other...:AAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Definetly...:)DC.
"Some people walk in the rain... others just get wet... " - Roger Miller0 -
You've done some really positive stuff, today. it's important to look at what you have done. On someone's thread, can't remember whose, you put down about the philosophy behind coaching, and it is so true that you need to move on from stuff and see how you can take the experience and use it.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
hi DC and Gill!:A
Tada list update- added linseeds and sesame seeds to the soup plus seasoning (lo-salt, aromat, sugar shhhh) - and even DS agreed to eat it and liked it even tho it was pure veg soup! OH and I liked it too
- DD stuck with heinz bless her!:rotfl:
- put in 2 more lots of washing, and hung some out to dry
- picked some plums from the garden
- packed the chocolate rice cakes and smartprice orange for DS to take to youth group leaving 8 for us...;)
Need to put apples given from work and plums in the fridge.... Want to get DS to make us say an eve pudding or a fruit crumble...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
you're doing great savingh.
DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0 -
thanks but the kitchen and lounge tidy round never happpened....you're doing great savingh.
Picked DS up from youth group and got thro most of the washing which was something...
Well worked today... had to take time off for DD's appointment.... They are going to make special insoles for her shoes so it forces her toes to go down instead of up.... Got another appointment in 2 weeks to pick them up.....
Work is set to be manic this week! At least it should be easy to get my hours in :rotfl:Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Impressed with your DS doing puddings, mine will do 'proper' food, because he needs it to survive, but puddings he can do without. Doesn't stop him eating them though!Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
#thanks gill - my ds will make bread rolls, cakes, biscuits, jellie, custard, macaroni milk as well as savoury meals which I think at 12 - mostly taught by me or from a school recipe book I think is pretty good!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
It must be lovely having fruit trees in the garden- I must investigate whether we could have a couple!2019 fashion on a ration 0/66 coupons0
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