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Learning to live my dreams not trample on them
Comments
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savingholmes wrote: »T
Packed the dishwasher - oh so exciting and unloaded the washer and loaded the drier - yet again!
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Some people really know how to live
Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
Couldn't have put it better myself....gilligansyle wrote: »Some people really know how to live
I'll leave you to guess what housework I achieved today!- Did a full day's work
- Went to the gym for an hour or so
- Planning to work on my website next....
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
I lit your tada lists! Much more edifying than my todo ones!2019 fashion on a ration 0/66 coupons0
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Good to see you using the gym!!January spends - £587.580
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Hi Milann - hope you are using the gym too - I will check your diary later to see how you are doing
My tada list- Took DD to school
- Got OH to pick her up (she had tea there)
- Worked a full day
- Came home
- Immediately went back out and took kids swimming (I went in too)
- DD did quite well at swimming today so I was pleased:T
- Made DD toast
- OH put her to bed
- Packed dishwasher
- Started making a cottage pie
- Going to have jacket spud - and some filling from above for my belated tea
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Isn't it amazing how many times the dishwasher and washing machines need filling!2019 fashion on a ration 0/66 coupons0
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Yup - Jellie - I packed it before I went to work today!
- Took DD to school as OH was off sick today!
- Worked full day plus half an hour!
- Booked a hair colour appointment for next week but will need separate appt for the cut
- Came in - cuddled DD then got her to load the washing machine with the swimming stuff from last night! Start em young!:rotfl:I'll go and turn the dial and put the powder in....:rotfl:
- Got DS to peel spuds ready for cottage pie - he gave me one pan thinking he'd finished I pointed out he'd done less than half of what was needed - he was gutted:rotfl:
Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Don't you have washing machine fairies in your house? Apparently they visit, go round all the rooms, pick up all the washing off the floor, separate it, put it in the machine, dry it and iron it. All in half an hour.Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0
"The days pass so fast, let's try to make each one better than the last"0 -
hi Gill - I wish I had a fairy like that...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260 -
Cottage pie was yum - if I remember I will take some to work tomorrow for lunch - saving me about £3 compared to the rest of the week! EEk not been good this week at allAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £169.8K Equity 37.1%
2) £1.3K Net savings after CCs 16/1/26 (but owed £1.1K) so £2.4K
3) Mortgage neutral by 06/30 (AVC £34.8K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 40.6/£127.5K target 31.8% 16/11/25
(If took bigger lump sum = 62.7K or 49.2%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5.2K updated 16/1/260
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