Pay off mortgage and start having fun!

newgirly

Today's list

THURSDAY:

* Do the money shuffle and decide what op to make this month

* Go to WW with best friend followed by lunch ( cheap and low cal of course!)

*do some birthday cake research as I need to send ideas over, currently theme ideas are the Beatles (ds1) doctor who (Dd) and horror or the shining/psycho (ds2) it will be a three tier so either a busy mash up of what they like or three very separate cakes.

* Hoover and mop everywhere

*take ds 2 to cinema if time

*do a shop


It's festival weekend in our town this weekend, unfortunately a dance one so not our kids cup of tea that means no shopping or popping out as there are what feels like a million usually orange tipsy teenagers wandering everywhere, no chance of getting near the shops. It's nice to watch them but inconvenient having so many roads closed.

newgirly

FRIDAYS LATE LIST :

* all washing up to date

* clean kitchen /bathrooms

* update mortgage figures


I've decide to pay what available money we have left off the mortgage this month, still not got a quote from the builder yet and he has to be asked many times to provide us with bills usually so it can come from next months money. Safer that way, less chance of me booking a last minute holiday :rotfl:

newgirly

newgirly wrote: »

newgirly wrote: »

newgirly wrote: »

MAY update!

Start figures 2018:

Mortgage £47,049

Loan £14,941


Total at Jan 1st £61,990


Total today:

Mortgage £36,319


Loan. £12,039

Total today; £48,358


Total reduction so far this year: £13,632

Total may reduction :£2,540

shangaijimmy

Fantastic monthly reduction there. Well done! I'm very excited about doing my figures in 6 days times !!

newgirly

Thanks Jimmy

Looking back at what I wanted to achieve during may it's not gone too badly, I wanted to cut down on eating out - we nearly went for dinner last night but stayed in instead :T I've cut down drinking now (did have wine last night though ) and we have used the cinema passses instead of eating out a bit more. I still over spent a bit, but nothing horrendous

SATURDAY LIST:

* clean bathrooms as I didn't do it Friday

* encourage dh to finish clearing out the log cabin (aka the giant spider shed), friend from work is coming tomorrow to help fix the roof and stain the inside white- we should then have a clear, Aragog free hot tub room for summer :T

* nothing else! I'm basically at a loose end most of the weekend

julicorn

Wow, that's an amazing reduction newgirly! Well done :j

themadvix

Well done for the eating in and paying it off before booking a holiday - that's good self-control

Hopefully hot-tub room will be ready for hot-tubbing on Monday then? Weekend sorted

ETA, I know nothing about hot-tubs, it might take weeks to get it ready!

newgirly

The hot tub needs emptying, cleaning and then filling / reheating which takes a couple of days. I've not been in it for a very long time due to the spiders :eek: It was great when the kids were younger , we had sofas, tv, even a bar (very tacky I know!) but now it will be just a huge empty space bar the hot tub, and white inside - pine with knots can be distracting when constantly scanning for eight legged freaks :rotfl: hopefully then I can use it again :T

Trying to be as nice as possible to dh , just cooked him breakfast to keep him sweet so he does some work out there today, he knows this is what I'm doing and is making he most of it and taking his time, he's not even dressed yet!

CathT

Great focus making that big mortgage payment. Focus on the holidays you can book guilt free once mortgage free.

newgirly

Hi cath, am trying but will be having a couple of breaks this year and am still torturing myself with last minute cruises daily

Currently treading a tightrope with dh, he doesn't like doing any work around the house and garden , I want it doing but am too scared as there's cowebs and spiders :rotfl: ds. 2 has taken the lead and is helping him load the car with stuff to store in the garage down the road we rents.

Roll on being mf when I can pay someone to do diy :rotfl: