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Pay off mortgage and start having fun!

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Comments

  • CathT
    CathT Posts: 7,133 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    On phone and was behind so cant quote but I did giggle at the

    Would be easier if I only had one plan a year

    and being released from ww prison comments!
    June 2025 - part 1 - £19,145 part 2 - £21,973 Total - £41,118 29 months to go!
  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi cath, soon to be back in WW prison now :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • michelle09
    michelle09 Posts: 912 Forumite
    Eighth Anniversary 500 Posts Name Dropper
    Oh no, will you at least get a refund for the days you haven't had internet? Or be able to push DH onto a more accessible provider after this?
  • themadvix
    themadvix Posts: 9,057 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hope you get the Internet sorted asap! What a pain! And how dare the Internet gods ruin your plans for a lazy and unproductive day!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Hi Michelle and vix, internet is back on, apparently the wireless wasn't on!

    More spending today again:

    Food £17.77

    Food delivery for weds £28.90 (after using £13 vouchers)

    Petrol top up £26.98


    Total spending so far £377.76 incl passports

    Left £322.40


    Went to work today, don't usually work Mondays but thought I'd get a head start this week and with no internet or money I thought I may as well :D

    Might rattle the change jar this week and see if it's worth chucking in the machine, it's mostly coppers so not worth changing at the bank as I have to pay to park and also as I can't be bothered. I might try and put some in the self serve machine at Tesco but last time I got told off incase I overloaded it :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • greent
    greent Posts: 10,836 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I always use the SS till at Tesc0 to feed all my shrapnel change into :D - I'm not going to pay c0instar to do it for me! I just take my time and feed it in quite slowly :)
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I think I may have drawn attention to myself last time as I had loads, the coinstar was out of action - I must have looked bonkers paying for a bottle of champagne with a carrier bag of coppers :rotfl:
    MFW 67 - Finally mortgage free! 💙😁
  • themadvix
    themadvix Posts: 9,057 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    It's certainly an interesting juxtaposition - champagne and coppers! :)
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Woohoo day off :dance: need to update spending figures as after checking the accounts I've missed something :o

    It's the mid month blues when not much is going on financially, the loan has still not come through. Today I have the pleasure of paying for two more festival tickets for the boys' birthdays - its in lieu of a fancy London night out with family that they don't really want to do. We are now having a family afternoon tea (for those that are older or don't like to be out late) rolling on to the evening when it turns into a probably quite boozy BBQ / karaoke (me, my aunt and Dd :D).

    Apart from a stupendous cake it will be pretty cheap, and thanks to my perfect planning to have all three's big birthdays together it will be cost effective :rotfl::rotfl:

    So £280 ish being borrowed from the current account to book tickets, to be paid back from the birthdays pot in July.

    Things to tackle today:

    Pack for york

    Update spending

    Make dinner from what needs using up before we go away

    Mountain of washing
    MFW 67 - Finally mortgage free! 💙😁
  • newgirly
    newgirly Posts: 9,410 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Oh dear, after looking at our payslips and putting he new tax code in online I've noticed that when working out our pay his year I forgot to knock my (tiny!) pension payments off - end result £20 less a month to live off :( it won't change the plan but will mean £680 pm as a budget instead.

    Total spends this month:

    £680 budget

    £3.99 Amazon music

    £9.40 cinema upgrade to 4dx

    £48.20 Indian meal out with dd

    £170 passports

    £47.06 bath bomb sets for birthdays

    £26.98 petrol

    £6 eyebrow threading

    £64.39 food



    £303.98 left

    Ds1 has come downstairs with a massively swollen eye just now, I've giving him anti hystamine so will see what happens, otherwise I'll drag him to the chemists for a look -under protest no doubt! Much amusement for his brother though......
    MFW 67 - Finally mortgage free! 💙😁
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