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Pay off mortgage and start having fun!

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  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    What's the £500p/m budget for? Food or other things as well?

    Your lunch sounds lovely. We had roast dinner at my parents (as usual, then), now son has gone to play with a friend from school for 2/3 hours. No idea what to do ... probably should do some work on the house but cannot face it.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    The £500 (this month only) is for food , petrol , school dinner top ups , clothes, treats etc. However I do have about £50 left from my personal spends (different start date!) to cover my exercise classes and coffees etc.

    We have a lots of store cupboard stuff in so that should help a lot, I didn't make the spinach and sweet potato on letter in the end, I may do it today.:)

    I gave dh some extra money last week - £100 , as mum gave us the £10k and I still wasn't sure what to do with it at the time, I wanted dh to have a bit to treat himself as he doesn't get a lot! It was squeezed from the monthly budget not the 10k though, anyway, we went to get a couple of palms for the garden yesterday and they had the recliners I was thinking about on offer £39 each or 2 for £50 so he bought them :D it's not exactly what I had meant the money for but he insisted, he also got some led blue fairy lights to go around the garden, and then spent about 2 hours fitting them so they were perfect :rotfl: I feel be now and will try and get together some extra next month to put in his account again!

    Credit card statement still not created, have no choice but to use it today for petrol, which seems to be shooting up in price rapidly around here, it was under £1 a couple of months go now close to £1.10 :( will check the cheap local price petrol website and see where is cheapest nearby.
    MFW 67 - Finally mortgage free! 💙😁
  • Your garden must be fab.
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Yes thanks shs, however dh has just thrown away my lovely acer :mad: it "looked dead" not happy!
    MFW 67 - Finally mortgage free! 💙😁
  • Grrr. Can you recover it?
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    No it's a mess in a bin bag! He has also filled up the trolley at aldi with speciality beer and garden bits from my new frugal budget on the cc and taken the gas guzzler out as he forgot to charge the electric van. Not a great start to the tight budget this month :o

    Total spends so far of £500

    £30.58 (including dhs extras!)
    £57.42 petrol

    Bought a spatchcock chicken for them all for lunch, plus made me about 4 portions of veggie curry and tomato chilli and basil soup.

    New diet plan is repetitive but worked when I did it about 6 years ago (lost 2 and a half stones)

    Breakfast - wholemeal toast
    Lunch- soup and a salad (hm)
    Dinner - veggie curry hm plus a small mini nan bread
    Snacks- low cal fruit , frozen blueberries, strawberries.
    Wine- when required :D

    Variations will be the odd diet shop bought mousakka at the weekend and maybe egg or low fat yoghurt for breakfast.

    Had a terrible weekend and even opened the baileys I got and resisted at Xmas :eek: it will be dropped off to mums later to avoid temptation.
    MFW 67 - Finally mortgage free! 💙😁
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    newgirly wrote: »
    The £500 (this month only) is for food , petrol , school dinner top ups , clothes, treats etc. However I do have about £50 left from my personal spends (different start date!) to cover my exercise classes and coffees etc.

    Good luck with that, NG. :) £500 would just about cover our petrol bill... :o Why I'm poor is not really any wonder, is it? ;)

    Hoping from my spreadsheets I can actually set out a budget for the forthcoming months, though.
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Blimey Alex, I hope you are commuting to Cornwall daily :p

    2 out of 3 children home, dd out with her boyfriend at a vegan restaurant in London (he is vegan not her!) can't wait to find out what she ate, she is ridiculously fussy :rotfl: also can't wait to meet the boyfriend, I think she has been holding back, can't think why, it's not like we are an embarrassment ;) dinner at ours next week so I can grill him on his intentions :D

    Diet day one a success, 1207 cals and about to have a glass of red. It seems making my soup and curries very hot helps, I can't wolf them down too fast :beer:
    MFW 67 - Finally mortgage free! 💙😁
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
    :rotfl: Afraid to say a lot of the petrol is used for the fun of it. :D

    All parents are an embarrassment when you're 18, NG. I'm sure you're not too old to remember that being the case? ;) Anyhow, you don't need to meet the boyfriend to know he's a vegan hippie with no car, intent on "saving the planet". Probably has less than salubrious intentions too... well, he's got to be human in some way. :rotfl:
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
  • newgirly
    newgirly Posts: 9,352 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    :rotfl::rotfl: ah well I'm a veggie " hippie" so not too troubled by that :p

    Perhaps you need an electric car if you are racing around town for the fun of it ;)
    MFW 67 - Finally mortgage free! 💙😁
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