Pay off mortgage and start having fun!

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  • Moneyfordreams
    Moneyfordreams Posts: 2,442 Forumite
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    happy birthday.. :D
    Mortgage restart June 2018 £119950Re mortgage August 19 £110470, … Mortgage November 22 £85600 final 0% CC 3300Home renovations - £65000, mid 2018 - mid 2022
  • Pearla*Merle
    Pearla*Merle Posts: 1,611 Forumite
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    Happy Birthday! :bdaycake:

    I've been so behind/lurkerish on MSE of late but had to pop up and send you some birthday love! Hope you have a wonderful day! _party_

    PS. Always so impressed at how focused you are on finding a way to achieve your goals - loved the spare change finding escapade from the other day :D
    a penny picker upper. MFW approx 78% to go | FIRE 3 years worth (30% savings rate: now aiming for 40%!) | Normality is a paved road; it's comfortable to walk, but no flowers grow on it | Whatever you're meant to do, do it now. The conditions are always impossible | The only thing you absolutely have to know, is the location of the library
  • getmore4less
    getmore4less Posts: 46,882 Forumite
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    Happy Birthday
  • getmore4less
    getmore4less Posts: 46,882 Forumite
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    Cruise stick with the 5n, 3 is not enough for that ship.

    Current bargain is 10May, £1kpp will get 16night cruise Barcelona to Dubai including dirct flights(LHR) but no drinks package, extra days in Dubai are only £60pn(not per person).
  • XSpender
    XSpender Posts: 3,811 Forumite
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    Happy birthday newgirly :beer:
    Save £10,500 - £2673.77 - 25.5%
    Pay off £7000 - £1743 - 19.4%
    Make £2021 extra income - £99.75
  • newgirly
    newgirly Posts: 8,965 Forumite
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    Thanks everyone for the birthday wishes, very kind of you all. Hi pearla, hope you are well :)

    Gm4l that cruise does look a bargain , but I couldn't go for 16 days due to dh's work and the thought of leaving the kids :eek: will you be doing that one?

    I have just changed to the 3 night cruise after all :o we have just found out today that ds2 has a very early English exam during the 5 night cruise, although he would be OK at mums I would not enjoy being away while he has an exam, so three nights it is! On the plus side there will be a refund due of £680 now.

    I went for the cheaper inside cabin as it saved another £100 and it has a brand new screen in your cabin which shows an image of the outside view on it, pretty cool :D

    Had a nice goats cheese salad bought by mum today , and a good mooch and didn't buy anything.
    2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.12
  • greent
    greent Posts: 10,671 Forumite
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    gallygirl wrote: »
    Or just use to pay for your shopping at the self service tills :D, pay yourself back with 'proper money' :).


    I do this :D I stand at the self service till with about £40-50 in shrapnel from my 'mortgage pig' (now called Flo(rida)) and feed it all in :D Takes a while, but I don't care. :D I then OP (or now transfer to Florida fund) the rounded up amount :)


    x
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • greent
    greent Posts: 10,671 Forumite
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    Oooh - Happy birthday!! Glad you had a good mooch around :)


    :bdaycake:_party_


    xx
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • newgirly
    newgirly Posts: 8,965 Forumite
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    :rotfl::rotfl: Glad we don't shop at the same supermarkets greent or I would be tutting behind you :rotfl:

    Thanks for the cake :D

    I have had a great day, dh has made a Greek salad, I have my favourite wine and I have had lots of nice presents, very lucky :)

    Mum and aunt have good news, they have got a buyer for grans house, currently the equity release firm are adding on over £1k a month in interest :eek:
    2022 MFW 67 - 33 month challenge to clear mortgage, currently month 19 🙂MFI3 No.12
  • AlexLK
    AlexLK Posts: 6,125 Forumite
    Debt-free and Proud!
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    Happy Birthday, NG. :)
    2018 totals:
    Savings £11,200
    Mortgage Overpayments £5,500
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