JC's kick up the butt diary!

jasperconran

Skint_but_Optimistic wrote: »

Bless you and take it a day at a time. So sorry you were a victim of fraud too, thats not fair. Talk about being kicked when you are down.

lovely to see you back and we can all whitter along together. Im not looking at my debt free date anymore, just trying to get it a bit closer since i had a rank 6 months. xxx

thank you:) I do need to get on here more. I also know that I need to stop moping around and feeling sorry for myself, but I cant help it some days. I feel so low.

I need to get ebaying and take advantage of the summer:rotfl: as I have got alot of DD's clothes from when she was 7 +, shes 15 now! I know our summer has been awful, but people are still going away, so I might get lucky. I have set up a facebook selling page, so am hoping for lots of luck on there and at least there are no fees!

Sorry you have had a horrible six months, hopefully now things will start to get better for all of us:)

jasperconran

well things are not great here at all. no preditors have been paid this month due to CCCS having to re juggle our dmp. Which will now start 10th September. Nothing I can do about it, Im sure we will get loads of threatening letters from HSBC/D & G, dont care anymore. they are the only ones who ever write and kick up a stink!:mad:

Our dmp is now going from £660 to £254 per month:eek: due to us losing a £1000 per month in our income. CCCS reckons 18 years to clear our debt but I am hoping to reduce that once our council tax arrears, and mortgage arrears are sorted out.

I have (finally!!) started to pad! £2 per day is going into a savings pot and then I will tally it up and distribute it between different creditors. I am annoyed with myself that I did not start this sooner:mad: all of last year was a waste to be fair, dmp was up and down as was our income. I cant help thinking about all of the time that has been wasted!!!!!!

Oh well, onwards and upwards I guess! who said life was simple huh!?

OH is being a really evil grumpy pig! so ive told him to go doctors. sick of him complaining that he feels constantly depressed, and taking it out on me and DD. Hes even talking about selling the house now and downsizing to reduce our bills.

I have warned him that we can only stay with our current mortgage provider (I believe) due to our destroyed credit history:( gutted, but cant do anything about it now.

Well thats my rant over for the day lol. hope you are all well x

jasperconran

well I can see me becoming a single parent soon:( thats if OH agrees to leave!

He has got problems with an illness hes got, which i cant go into on here, but thats not mine and DD's fault!!!!!

We are getting verbally abused everyday now, OH blames me and DD for the situation we are in, but then will admit its all his fault!? he put us in this situation, we never asked for anything off of him.

I am even getting abused via text as well (just had one come through:() I am so mentally tired its unbelievable, the atmosphere in the house is dreadfull. and DD is becoming increasingly moody, bad attitude etc.

I just get this horrible feeling that in 6 months time, I will still be here, writing the same thing:(

hope everyone else is ok

jasperconran

wow, its been soooo long since Ive written on here! cant believe it was back in August!

Well not many positives to report really, we have had to go back to CCCS with our dmp so 2011 was a totally wasted year so starting again. never mind, not much I can do about that we have got 3 months mortgage arrears, second mortgage arrears, council tax, gas and electric, the list goes on:eek:

BUT...........on the positive side.........number 1: OH has decided to sell both cars, get something cheaper and with the money we should have left over, we will be able to clear some of our arrears!:j number 2: OH is getting more and more work:) number 3: (and this is the best one!!!!) OH is now getting therapy!:T which is slowly, slowly starting to work. he is now not so moody and vicious!!!

So some positives there!!! I just need to snap out of my depression, get my butt in gear, get ebaying like a crazy woman before the dreaded xmas and with what Ive got lying around, I should in theory, make about £500:j so for the first time ever, in like history, xmas is being paid for......in cash!:j:j:T wahooooooooooooo!

Hope everyone is ok, and well in this awful cold cold snap we are having. wrap up and have safe journeys everyone!

JC XXXXXXXXXXXXXXx

PinotGrigio41

Just seen you pop up again and my what a positive post.:D

I will keep my fingers and toes crossed that things carry on in the same vein.

Get ebaying, I have been selling like a crazy woman, made about £700 so far, so Christmas is sorted.

Keep going JC, lovely to hear from you.

Mrs PG x

beanielou

Good to see you & some positives in there too

turfy6

All sounding good JC hope the ebaying is going well, something I really need to look into, perhaps a new years resolution.;)

jasperconran

Well, happy (belated) new year everyone

I have just read my last post and wow was I optimistic!!!!! well theres good news and bad news. Bad news is, even though I sit down every month before we get paid and work out that we can pay all our bills and debts and have about £200 left over. we are still running out of money!:mad::mad: and the new dmp is going badly, just cant seem to get things to settle down:eek: New years eve was awful, thankfully DD was at a sleepover. OH was vicious and nasty in his verbal attack, took me completely by surprise. The name calling was disgusting, and the yelling and screaming:( I have come to realise that its all about HIM, its always poor me, poor me, I do everything, no one cares blah blah blah!! he has now decided that therapy is not working, what a waste of time!

Anyway, we are still together (just) god knows why.

Right, time for some positives me thinks!! positive list is:-

1. Ive got a new part time job!:j:j
2. I am about to embark also on a brand new business venture as a franchisee for a great company (don't worry peeps research done, its all legit!):j:j
3. I have also set up a facebook selling page and as of next week will be marketing that like mad, decluttering the house etc. I will also get my butt in gear and ebay also!

So like I said, some good some bad there. OH knows nothing of my new business venture and I will not tell him either. I am doing something finally for ME and DD. This is MY baby. and whatever money I get, I will put away for me and DD. so Ive got a back up plan should IT finally decided to leave, hes been threatening it since xmas anyway the muppet:rotfl:

Anyhooo, hope your all ok guys and I will keep you posted on my progress. I don't get on here enough and I should.

take care all xxxxxx

chevalier

Just came across you in my pm box, and wondered how you are doing. Hope things are going very well, ref the business etc, and that OH is behaving himself
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