We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
JC's kick up the butt diary!
Comments
-
Thanks for subscribing as it sent me a reminder. I didn't see the last few messages and have just read them. I agree with Chevalier. This is a lot of debt. Pressure you dont need after all you have been through.
I hope you are ok JC and able to enjoy the good weather.Aiming for a minimal spend 20220 -
Skint_but_Optimistic wrote: »Hey just found your diary, have subscribed.
((hugs))
hi, cant believe you found me lol. my diary makes depressing reading I think!
Anyway, thank you soooooo much for the info on the turbolister for ebay. That tool is fab!! I have got 13 items all ready to go on ebay tonight and I did in half the time:j:j
I have just been 'brave' and ventured into our spare room. I usually just shut the door there is so much crap in there, you cant see the floor:eek: Anyway I have started to make an 'ebay' pile. Ive found tools that OH never opened:eek::eek: old stereos could sell for spares and repairs I guess. Old routers (about 3!) some boots never been worn. 2 telephones:eek: Old BT router, the list is endless!
The next few weeks, I am gonna have soooo much fun getting rid of all this stuff. didnt realise we had so much. makes me angry in a way, thinking of all the money we've wasted.
Oh well, never mind. Hopefully this month I will make enough to A) keep heads above water with the bank andmight even be able to pay extra off debts!
Now, that would be nice:)LBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(0 -
savingwannabe wrote: »Thanks for subscribing as it sent me a reminder. I didn't see the last few messages and have just read them. I agree with Chevalier. This is a lot of debt. Pressure you dont need after all you have been through.
I hope you are ok JC and able to enjoy the good weather.
hey SW! not spoken to you in ages it feels like!
rather than sitting here feeling rather sorry for myself and being my usual depressed self, you will see I have been having a sort out.
feels quite theraputic actually:rotfl:
Im not too bad, feeling tired a bit. my allergies and my asthma gets me down a bit sometimes, but Im still here!
enjoy the weather my friend, good to hear from you.
((hugs)) JC x:)LBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(0 -
You do not feel sorry for yourself. You are a real inspiration. That horrible OH should applaud your efforts in bailing him out. He needs someone to tell him the truth.
I was sorting out notes in my garden. But i am going to have a sleep now as i am gettting tired.
Look after yourself ok. Make sure you dont take on any more of his debt. Can you tell the DMP people what he is like? can they help you to separate the debts out? I am worried he is dragging you down. This is too much for anyone to deal with alone.Aiming for a minimal spend 20220 -
Morning all
well my ebay is not going so well this week, plus I have had 3 non payers:mad: I emailed and got replies, but still no money! so have had to relist:(
Oh well, never mind. more items due to go on tonight, so I am slowly decluttering the house. The only good thing is that I've still got a long way to go:j
Feel slightly better this week moneywise, as for the first time in ages I am able to put money to oneside for savings:j it means we are starting from scratch, but at least its better than nothing!
Hope you are all well and enjoying the sunshine!
take care JC xxxLBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(0 -
Sunshine??? We have infinate drizzle!
Bad news on the ebay, some weeks its a gold rush, other weeks its a pain in the neck.
Keep at it and things will come good.Trying to shift that debt!0 -
Not doing so well on the ebay front this week
getting a bit disheartened I have to say. But I must keep going, if things only sell for 99p then so be it!
I have got a couple of things I could put on for spares and repairs (tv's) work of except for the integrated dvd player.
Still struggling moneywise every month and I just cant work it out! was doing so well, now I feel everything is messy and getting on top of me. I have requested a review with CCCS early as we are paying £1004 a month:eek: and I think its too much. However, I dont want to rock the boat as it were, cos most of the creditors have quitened down! not sure what to do for the best.
Have now got a second job, so fitting in ebay is gonna be a nightmare, the posting of parcels side anyway. Working all the time, and Im sooooo tired. only get weekends to myself now, and all OH wants to do, is go out to lunch all the time and spend spend spend:eek::eek: havent even had my first months wages yet!!!!!!
he makes me:mad::mad::mad: not sure if this marriage can go on, im really fed up.
Hope everyone else is ok
JC xxxxLBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(0 -
Oh goodness, I know exactly where you are coming from. You can go out with a picnic, if he helps make it every other week?
it sounds like he has no intention of changing his lifestyle, but you cant continue to make up the shortfall.
As for ebay to keep something coming in and keep decluttering, just do a few items every week.set a limit of 5 or something, and if you list additional items then just use turbolister and build a library.
Hope you are ok in yourself. Stay well, working 2 jobs is tough going.Trying to shift that debt!0 -
keep plugging away, I have one v similar, fine most of the time but then when there is no money for extra's has to have a moan etc etc etc gets you down and upsets you and then says sorry (sound familiar)Visa £[STRIKE]5063 [/STRIKE]now 0. Loan 1 €[STRIKE]4885[/STRIKE] now 0. Loan 2 €29,590 now €0 as of 22/02/2016 Mgage €55000/ €23,639 at 01/02/18
Proud to be dealing with my debts - DFW Nerd 1209 Keep on keeping on folks DFD FEB 2016 MGE FREE 2024 (hopefully earlier)0 -
hi all, hows it going?
I cant understand why we are still struggling with our monthly budget.....oh hold on, its because of HIM!!!!!! I am so depressed, I cant go on and constantly want to cry.
OH wants to splash out on an event coming up (I cant go into too much detail) ok, so most has been paid for cash via MY ebay sales. but some of it, I am panicking badly. My ebay sales at the min are dreadfulno watchers, no bids, 5 days to go. still early I know, but still. bills? I am all over the place. I have got a cc to rebuild MY credit, and who has maxed it out???? you guessed it!! my fault, I am so weak:(
And now, we are constantly arguing and today I was told that OH thinks that our marriage has run it course:( I do agree, but I am too frightened to let go, as I know, I cannot deal with all the debts AND the household stuff on my own.
I am doing a job I absolutely hate, and nothing is going right. I know its silly and Ive got to say positive, otherwise things will get on top of me, but I cant.....I just cant.
All I want is the debt to be gone and then I can say, well bloody clear off then!!!!!!
I cant wait for that day, is that mean???
hope you are all ok
JC xxxxxLBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 352.1K Banking & Borrowing
- 253.5K Reduce Debt & Boost Income
- 454.2K Spending & Discounts
- 245.1K Work, Benefits & Business
- 600.7K Mortgages, Homes & Bills
- 177.5K Life & Family
- 258.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards