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JC's kick up the butt diary!

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Comments

  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hello poppet,

    He doesn't sound like he will change his spending habits. Speak to friends, CAB, experts on here (good advice given last week) to find out any other ways to protect yourself so you are not liable for his debts because he will continue to do the same unfortunately.
    Aiming for a minimal spend 2022
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi JC

    Well done on all the pennies you've found this week, I haven't found one so far maybe I will find a pound coin tommorrow to make up for it!

    Hope your ok x
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi JC

    Noticed you haven't posted for a while, hope everything is ok?
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    I agree! #Are you ok JC?
    Aiming for a minimal spend 2022
  • weehev
    weehev Posts: 58 Forumite
    hiya,

    iv just read this from the start and have found myself feeling a whole range of emotions. i just want to offer my support to JC. im going to stick with this thread and hope she can stay strong enough to sort her finances and move on with her life - away from this guy.

    sending you cyber hugs JC

    love hev xxx

    ps, can someone tell me what DD is??? i gather its daughter, but whats the other D?? excuse my stupidity
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Hi on MSE d means dear (as in dear daughter, dear son, dear relative etc).

    I hope Jc is ok. JC you know you are fine to come and stay with me if necessary.

    hugs, SW.
    Aiming for a minimal spend 2022
  • Choc-addict
    Choc-addict Posts: 1,894 Forumite
    Just popping in too, JC are you ok? Would be lovely to hear from you if you feel up to it xx
  • weehev
    weehev Posts: 58 Forumite
    Thanks SW!!

    Hope JC posts today. il ckeck back later on

    xx
  • jasperconran
    jasperconran Posts: 756 Forumite
    Hi all,

    Sorry I havent posted in a while. I have been so busy (and stressed) with the course that I have been doing. May has been an awful month for me, I cant wait to see the back of it!!!! I have been feeling so awfully low lately that I just havent felt like posting/talking to anyone, and I am very sorry for that. I should not shut people out, its not right.

    Natwest have screwed up opening my new bank account:mad: I was hoping to have it all sorted out for the 1st June, so that most of our money didnt get swallowed up by the overdraft, but thats not going to happen now. So ive got to start my application all over again:mad: how hard is it!??

    On a lighter more positive note however, when I started this journey our overall debt balance was just over £92,000:eek: you will see from my sig that it is now under £90,000:j. This is due to me and me only. I have managed to get myself and IT on a self managed DMP which is not ideal I know for credit ratings n stuff, but I had no choice.

    I have fought the creditors every step of the way, and now finally I am winning!:j B/card were the only ones left who refused to help, but I received a letter from them yesterday, to say that they will agree to my monthly offer! :j fantastic!

    I know its not a big drop, but every little helps, and it feels like a big drop to me!!!

    Hope everyone is ok. Sorry for not coming back to you savingwannabe, but I am ok and I am fighting on!!!!!!!

    speak soon everyone xxx
    LBM: April 2009 - honest debt figure: Secured: £0.00!! (paid back april 2017) unsecured: £53117.48 (roughly):eek: back with CCCS starting again:(
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    Oh hooray. You are ok. I am shattered. i have just woken up. I am glad you are ok.

    You must talk to people. so you dont get ill. you have many friends.

    So pleased you are ok. Give Dd a hug from me!!! Take some me time for yourself.

    hugs,

    sw.
    Aiming for a minimal spend 2022
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