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Without a paddle... support for anyone starting a DMP in 2010 (part2)

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  • nataz
    nataz Posts: 435 Forumite
    Nat, please can I have a paddle number too please

    HHx

    Hi number 27 HH :D

    Seems those at MSE have been fiddling while Ive been away. Took me ages to get logged back on. And now too tired to reply to you all.

    Will try harder.

    Hey mama nice to see you back, hows your brood doing. Mine are back at baby group/nursery hurrah :j (did I sound too happy.... oops!)

    Still working on the allotment front, the garden we went to see was actually a really large field that was the grand garden of a very big house. I dont think a few scrawny carrots and two noisy children would have gone down too well. The search goes on, apparently theres a new local garden share scheme starting up. In the meantime its pots, pots and even more pots!

    Just watched yesterdays Doc Who.... sooooo scared!
    :A:A:A:A:A:A:A:A

    Night all :rotfl:
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
  • Morning Ted

    It will be ok, first steps are the hardest and you are well on the way, and CCCS are lovely, never even blinked when we told them about our enormous pile............... Keep posting and let us know how you get on and tell carp to swivel..............
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • Nanny25k
    Nanny25k Posts: 182 Forumite
    Hi Ted - As PDD says CCCS are really lovely and very supportive - there is also the sense of relief as things will start moving now, in the meantime here's a dodgy hug to keep you going!:grouphug:

    A xx
    LBM Jan 2010:(
    DFD April 2015:T
    Old Geezers and Gals late DMPers no 10:)
    Paddle Number 14
    :cool:
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    mikon wrote: »

    I also held a cremation in the back garden my Credit Cards have sadly passed away and I therefore burnt them. It was a great feeling as they went up in flames out of the ashes rose the new me someone that was going to live life to the full without credit. I am now living with the money that I have in my pocket and if I aint got it I aint going to buy it.

    LOVE this idea :D well done Mikon!!
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Teddy - :grouphug: it'll be awesome and so good for you :D
    Paddle #8 DFW Nerd #1284
  • true27
    true27 Posts: 1,569 Forumite
    1,000 Posts Combo Breaker
    Hey everyone!

    Can hardly believe its Monday, far too tired to do anything today! Must knuckle down and sort that dammed budget out and write letters - very determined to start on 15th May!

    Hope we all had a good weekend :) catch you laters xxx
    Paddle #8 DFW Nerd #1284
  • VicB
    VicB Posts: 228 Forumite
    Morning guys, hope you all had a good weekend.

    Just playing catch-up - Teds good luck with CCCS, they're really quite wonderful and will definitely put any worries to rest. Let us know how you get on :grouphug:

    No news from me, just a red arrears letter from Next, which I'm assuming is computer generated as they've agreed to CCCS plan....I hope so anyway! :eek:

    Spend Saturday at a friends wedding....nothing feels better than being one of the lonely females waiting to catch the bouquet *sigh*...

    ....fingers crossed if we move (rent) in Aug a shiny diamond ring may follow soon after ;)
    Paddle No 16

    If You Can Dream It, You Can Do It. (Walt Disney)

    DFD 2016 :eek:
  • andyD_2
    andyD_2 Posts: 110 Forumite
    Hi all, having a bit of a panic:eek:, doing my token payment letters and have just noticed that MBNA have the co-op as the bank for payments:eek::eek::eek:.

    I googled it and actually found a question on the main board about it, people are saying that they are not actually linked but do use them for their payments, do any of you know anything about this?

    Im actually shaking now as co-op are my new bank and what a disaster that would be.

    HELP!
    LBM - March 2010 :o
    Paddle no. 15 :j
  • ljm23k
    ljm23k Posts: 360 Forumite
    andyD wrote: »
    Hi all, having a bit of a panic:eek:, doing my token payment letters and have just noticed that MBNA have the co-op as the bank for payments:eek::eek::eek:.

    I googled it and actually found a question on the main board about it, people are saying that they are not actually linked but do use them for their payments, do any of you know anything about this?

    Im actually shaking now as co-op are my new bank and what a disaster that would be.

    HELP!

    Hi andy, I had a similar panic with Santander taking over Alliance and Lecester. La redoute use A&L for their banking services and I have a joint account and mortgage with my DH with Santander. BUT APPARENTLEY, they are only using the banking services but are not linked so can't offset. I would like to know for sure if this is the case so if anyone knows, PLEASE TELL US!!!!
    Paddle no. 12
    DMP start 1st April
    Debt at LBM £23,000
  • nataz
    nataz Posts: 435 Forumite
    Dont worry, it doesnt work that way so no need to panic.

    Just re-read some of the posts. Glad you're getting sorted Tedsd, CCCS are just as fab as everyone says. Just think, no more token payments soon :j

    Sat last night and totted up Aprils spends, and oh s*** we went over again! Seems we just cant keep to the budgets, just as well we've been given extra cash from DLA etc. Am going to try and work out a realistic budget then tell CCCS they can start taking extra cash. Id like to put and extra £200 in to make a real difference, but depends on if we can stick to the budgets or not. I wouldnt mind if we bought lots of fancy stuff.
    Debt at LBM - £11,505
    Debt 2011 = [STRIKE]8K[/STRIKE] £7760 - DF in July 2013
    DMP Paddle no. 1 Sealed Pot No. 1375
    Grocery Challenge Aug £418.31/£450 Sept £ /£450
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