Without a paddle... support for anyone starting a DMP in 2010 (part2)

NittyGritty

mikon wrote: »

Hi Inamessman

Dont worry about OPUS when they were CITI and I first started my DMP about 6 months ago they refused to accept my DMP and hammered me with interest charges going into the £000's. I wrote to their Chief Exec and the OFT to ask them to stop the astronomical charges. After 2 months they agreed to the DMP plan and have been great since. They also stopped the annoying telephone calls which at one point were totalling 6 a day.

Just continue to pay what you can via your DMP and write to them quoting the following

The Ministry of Justice has been working with the British Bankers' Association (BBA) and the Consumer Credit Counselling Service (CCCS). Justice Minister Bridget Prentice said “firms should consider reducing or stopping interest and charges when a customer provides evidences that they are in financial difficulties.”

Also look at section 9 of the lending code which requires lenders to assist customers when in financial hardship.

I hope this help you.

hi mikon, just found one of your posts, thats similer to my postion with natwest, can i ask what you wrote to opus, did u use a template, also did you add anything to it , i dont suppose you could pm me what u wrote so i have an idea of what to put, abviously remove any info of yours, thanks

Hopelessly_Hopeful

Hi All

Apologies for going AWOL - blame work.

Gibbs, fingers crossed you get the outcome you want.

Hope everyone set of the weekend

HHx

gabriella90

Hi all,

Just popping bu so so pleased its friday!:T

Hope your all well and you Gibbs are ok and thinking of the future whatever it may hold.

Not much to report feeling extremely skint this month but at least none of xmas is on the ole credit card!

Sealed pot is going well and that is about it folks

byeeeeeeeeeee for now x

pure_dead_dopey

good to hear from you Gabs, how is the weather, its got to be better than ours1!

Hope it goes the way you want Gibbs

mikon

NittyGritty wrote: »

hi mikon, just found one of your posts, thats similer to my postion with natwest, can i ask what you wrote to opus, did u use a template, also did you add anything to it , i dont suppose you could pm me what u wrote so i have an idea of what to put, abviously remove any info of yours, thanks

Hi NittyGritty

I will PM you later with the template once I have removed my details.

I hope it works for you.

mikon

NittyGritty

I have sent you a PM, hope it assists you. Good Luck. I need to get onto Barclaycard as they have reinstated interest after 6months albeit at a very minimal rate.

NittyGritty

mikon wrote: »

NittyGritty

I have sent you a PM, hope it assists you. Good Luck. I need to get onto Barclaycard as they have reinstated interest after 6months albeit at a very minimal rate.

thanks mikon, just checked my inbox but nothing as come through yet tho, ive just pm'd u my email address can you send to that please, not sure if theres a delay on here with recieving pm's sorry to be a pain lol

mikon

NittyGritty wrote: »

thanks mikon, just checked my inbox but nothing as come through yet tho, ive just pm'd u my email address can you send to that please, not sure if theres a delay on here with recieving pm's sorry to be a pain lol

NittyGritty

Check your PM box. I have sent 2 PMs.

NittyGritty

mikon wrote: »

NittyGritty

Check your PM box. I have sent 2 PMs.

just got come through, cheers must have been a delay or something due to size of them maybe, thanks again,

p.s hope things work out with barclaycard regarding intrest

eyeopener2

mikon wrote: »

NittyGritty

I have sent you a PM, hope it assists you. Good Luck. I need to get onto Barclaycard as they have reinstated interest after 6months albeit at a very minimal rate.

I'm still waiting on a reply from barclaycard to my complaint on exactly the same issue Mikon. I know they have "so" long to reply but i'm not sure exactly how long.

Your new interest rate isn't 6.9% by any chance is it?

E2