Without a paddle... support for anyone starting a DMP in 2010 (part2)

pure_dead_dopey

Hi Eyeopener,

Shows first working day after 25th of the month which is CCCS official pay day, although they usually pay a couple of days early, I'm getting all blase now, haven't looked this month!!!!

Have a good weekend all, snoozing on the sofa after this week, its been mental and I am totally bushed.

Hopelessly_Hopeful

eyeopener2 wrote: »

Evening

Does anyone know when CCCS update your balances? Mines not showing any payments yet. I've paid my first instalment (for want of a better word) and I thought today would show how much has been paid to each creditor.

Anybody know anything?

Ta

E2

Hi E2

It showed on my balances a few days ago - my first month too

HH x

regret70

I was wondering the same eyeopener. I spoke to a creditor today and they said my balance was £5 less than it was so the payment must have gone through.

I'm feeling really chilled about it all today I have had a couple of defaults come through but I'm not too bothered I feel like its inevitable now, I've had letters with them too satin they recognise my efforts to sort my debt out but they have to send me a default because iv broken the original terms. Oh well!

Ive also not had any threats of door stop collectors this week. Hooray!

BEAT_THE_DEBT

do creditors send door collection letters if in dmp with them??????????x

BEAT_THE_DEBT

Thanks Ted. Cccs have asked for payment on the first of july but i dont get paid until 23rd july??x

candypop

tedsd wrote: »

Give them a ring, send another months tokens and start DMP on the 1st August? I think CCCS will take payments over the phone but only up to the 10th of the month...hoping someone else will come on here and confirm but am sure it's the 10th.

How's it going so far?

Hi .CCCS take your payment on the 1st or 10th of the month. Just checked my statement as well and this months payment to creditors isnt showing yet either. Will check again on Monday I started my DMP on 1st April and going ok so far. Received letter and default from N Rock yesterday so now have defaults from all my creditors. Letter was okay really said they had to by law as my last 2 payments were not the amount as they should be. Only Barclaycard and Halifax still adding interest. MBNA and Cap One have stopped tho. Anyway hope everyone has a good weekend and the suns shines:j

eyeopener2

Morning

My CCCS account has been updated. I realise its early days and one or two accounts may show interest being added over the next few months( yes Santander i'm looking at you) but seeing the amount I owe GO DOWN for the first time, well, ever, is quite a sight. Long may it continue.

E2

mikon

eyeopener2 wrote: »

Evening

Does anyone know when CCCS update your balances? Mines not showing any payments yet. I've paid my first instalment (for want of a better word) and I thought today would show how much has been paid to each creditor.

Anybody know anything?

Ta

E2

E2

I made my 1st payment and my statement was showing zero yesterday and was wondering the same as you. However today the statement is showing the payment.

So I guess its my Birthday 1st DMP payment made to creditors. On another issue it looks like Barclaycard have accepted my offer I received a statement today and the minimum payment has be recalculated to the amount CCCS offered. No interest charges have been applied. So 7 out of my 10 creditors have accepted. The only ones who have refused are Barclays Loan /Overdraft and CITI Finance.

Hope everyone is doing well and anyone thinking of starting I would suggest you do it a massive weight will be lifted off your shoulders.

Thank You Barclaycard.

Regards

ljm23k

Evening everyone,

Just popping in the say that Next seem to have learned how to do accounts!! They have finally realised that they have been paid by CCCS and have the good sense to take the payment on the 24th as payment for 15th of the following month!!

BEAT_THE_DEBT

thanks again Ted you are proving to be most helpful.xxx I will ring them and start Aug xx