Without a paddle... support for anyone starting a DMP in 2010 (part2)

mamajojo

pure_dead_dopey wrote: »

Hi Guys

I'm fine, just missing DS and his trip is not plain sailing, so doing the Mommyworrywort thing, it will come to you all when they spread their wings and wander off across the world!

I've got loads of defaults Mama, was considering papering the downstairs loo with them and then remembered the financial situation is meant to be a big secret!!!! Would have made alarming and possibly bowel loosening reading in the loo????

:grouphug:More hugs PDD - Your DS will be very well equipped to deal with anything he encounters on his trip with you as his mummy he'll know just what to do!Especially if he is asked to participate in any team building / bonding PE!

:rotfl::rotfl::rotfl:excellent - bowel loosening reading material - :rotfl::rotfl::rotfl:
Do I need to phone them or just save them for moments of need!:eek:?

newbeginning_2

mamajojo wrote: »

Thanks New - going back to being a teacher!

Wow, teaching the dinky ones always looks like a fun job, don't think I'd hack it though! Congrats to you though.

mikon

Evening all

PDD - Hope things get better for you.

Mamajojo - I received a default notice and a termination notice. I filed them CCCS were not interested. I believe it is a legal requirement and it is entered on your credit reference and remains on file for 6yrs it damages your credit rating but if your on a DMP you have agreed not to take any new credit out so the default notice should not effect you if the DMP lasts longer than 6 yrs that is my undertanding. In short just file it unless anyone else knows better.

Becoming a little expert on this DMP business.

Regards

pure_dead_dopey

yup mama, I'm with Mikon on that one, I think the sooner they default the better, cos it takes 6 years to fall off.

thanks, DS is well equiped but can't help worrying, would actually like him here so I could slap him about the head, just to remind him!!!!

gabriella90

mamajojo wrote: »

Thanks New - going back to being a teacher!

Congrats MAMA :j:j

gabriella90

Hi all,
Just being quick as off to bed 22.30 here yawn!

Welcome all newbies your in the right place for a questions, we're all getting there at being seasoned DMPers/paddlers.

Hi PDD, Ljkm, mama, E2, NewB, Mikon, Teds, True

'speak' soon xx

regret70

Evening all!

havent been on for a couple of days cant believe how much there was to catch up on. hope everyone is well in dmp land.

not much news from me, still fighting the PD loans but starting to feel like they are threats and nothing else to be honest. barclays declined my offer but said they would pass on to their in house DCA and they will consider my offer. also the letter said to keep paying my offer incase they do accept it and they will refund the interest if accepted. its all a bit random but im just floating along not worrying about it for now.

on a high note i had changed my home insurance to halifax and got £50 credited to my account today, not really money in my pocket but i have paid £50 off my overdraft now lol.

im having a quite night in doing one of my 20p jigsaws from the car boot, not sure how many pieces are missing, the dog just ate one so theres definately one missing!

its all good fun isnt it???

regret70

I know I'm only 26 and doing jigsaws haha never mind!

I am quite calm really now it's all gone quiet, I am expecting it to kick off at some point but I'm enjoying the small mercies when they come

You will be a property tycoon soon with you monopoly!

Xx

mikon

regret70 wrote: »

Evening all!

havent been on for a couple of days cant believe how much there was to catch up on. hope everyone is well in dmp land.

not much news from me, still fighting the PD loans but starting to feel like they are threats and nothing else to be honest. barclays declined my offer but said they would pass on to their in house DCA and they will consider my offer. also the letter said to keep paying my offer incase they do accept it and they will refund the interest if accepted. its all a bit random but im just floating along not worrying about it for now.

on a high note i had changed my home insurance to halifax and got £50 credited to my account today, not really money in my pocket but i have paid £50 off my overdraft now lol.

im having a quite night in doing one of my 20p jigsaws from the car boot, not sure how many pieces are missing, the dog just ate one so theres definately one missing!

its all good fun isnt it???

Hi Regret70

I have just encountered the same problem with Barclays i posted something on another thread and received some excellent info on the workings of Barclays click on the link to have a read about the processes within Barclays amongst other things.

https://forums.moneysavingexpert.com/discussion/2517515

Hope it helps you as it did me.

Regards

pure_dead_dopey

Morning All

Been on here too long this morning so gotta run, hope you all have a peaceful day, and yes Ted I do feel better to-day!! More like normal Dopey!!

must have been the decoration in the downstairs loo!!!!