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Without a paddle... support for anyone starting a DMP in 2010 (part2)

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  • BEAT_THE_DEBT
    BEAT_THE_DEBT Posts: 2,219 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker PPI Party Pooper
    Hi can i jump on board to? Just joined cccs they are free right??? Awaiting dmp and paying token payments by on line banking not d debit is this ok or does it need to be postal order??????xx
  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    not great Ted, not great, just one of those days.

    Welcome Beat the Debt, its OK to do online, this is what I did, although it was from the account I was closing, iyswim?
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • mamajojo
    mamajojo Posts: 630 Forumite
    :DI survived!!!!Thanks for thinking of me:A
    All went well and I start in September - very excited to be teaching dinky ones, and looking forward to it despite the nerves and self doubt!!! Honestly can't remember when I've felt this positive about work!:D Just hope we can tweek our budget ok so we are not so badly strapped for cash each month and can actually afford an icecream or something if we venture out!
    :TGood going on the report Ted have you lost those words?
    I know that feeling too Mikon and the consolidation one too Teds!

    True no experience of the Avon from the selling side but you better keep your tempting catalogues with fab bargains away from me!!!

    Santandurrr :mad:got us too Eyeopener- my cc is going fine - no bother and no interest - dh's which was also accepted continues to have interest applied - double the cccs payment despite various phone calls and assurances it would stop. Dh refused to phone says he cant be bothered and will phone at the weekend.

    Just a question now - Got a default notice today - my first somehow or other - do you just ignore it or phone and say I'll be carrying on with my cccs monthly payment? Its M&S who have said they will accept and review in one year.
    Have a good evening:)
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • mamajojo
    mamajojo Posts: 630 Forumite
    :grouphug::coffee:PDD Are you ok?
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • mamajojo
    mamajojo Posts: 630 Forumite
    Thank you!:D
    You're going to beat your deadline then! Very impressed!
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • mamajojo
    mamajojo Posts: 630 Forumite
    Hi can i jump on board to? Just joined cccs they are free right??? Awaiting dmp and paying token payments by on line banking not d debit is this ok or does it need to be postal order??????xx
    Welcome - I'm the same as PDD, online payments from an account they already had the details of and that was going into the dmp too so effectively closed.
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • newbeginning_2
    newbeginning_2 Posts: 1,094 Forumite
    Welcome on board Beatthedebt!!!

    MAMA - Congrats on the job, are you a teacher or teacher assistant?

    True - I was thinking about doing avon as well, there is a thread for Avon I think it's on the up your income board? I posted on there but there was no-one near by for me, but they're really helpful if you pop over there, and make sure you let us know how you get on if you do start.

    Hope everyone else is well
    x
  • pure_dead_dopey
    pure_dead_dopey Posts: 2,215 Forumite
    Hi Guys

    I'm fine, just missing DS and his trip is not plain sailing, so doing the Mommyworrywort thing, it will come to you all when they spread their wings and wander off across the world!

    I've got loads of defaults Mama, was considering papering the downstairs loo with them and then remembered the financial situation is meant to be a big secret!!!! Would have made alarming and possibly bowel loosening reading in the loo????
    More than Two Years in

    Doing it the Niddy way:j:j:j

  • mamajojo
    mamajojo Posts: 630 Forumite
    Welcome on board Beatthedebt!!!

    MAMA - Congrats on the job, are you a teacher or teacher assistant?

    True - I was thinking about doing avon as well, there is a thread for Avon I think it's on the up your income board? I posted on there but there was no-one near by for me, but they're really helpful if you pop over there, and make sure you let us know how you get on if you do start.

    Hope everyone else is well
    x
    Thanks New - going back to being a teacher!
    DMP mutual support thread member 371
    LBM Jan 2010
    DMP Paddle No 2
  • eyeopener2
    eyeopener2 Posts: 1,783 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    mamajojo wrote: »
    Santandurrr :mad:got us too Eyeopener- my cc is going fine - no bother and no interest - dh's which was also accepted continues to have interest applied - double the cccs payment despite various phone calls and assurances it would stop. Dh refused to phone says he cant be bothered and will phone at the weekend.

    I've put a rough draft of a letter together and thats going tomorrow recorded delivery. I will let you all know the response.

    Miffed.

    On a good note though I finally got a refund of £45 from a CC I had a credit balance on. (I mistakenly paid it to a closed account, its taken 2 months to get it back though!)
    I'm Debt Free :j 2/09/2013
    Debt at LBM 30/04/2010 £24,109.38,
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