question:- I'm mortgage free. should my girlfriend pay me rent ?

ladonnamobile

:cool:I think you are being sensible.

It is strange how the differences in peoples opinions broadly follows their sex.

The amount of money is down to you both to agree but she should not benefit from your previous sense and abstinence. Was she out on the razz in her youth when you were working?

Cost of living (bills) obviously split and out of the equation.

By living with you she is saving on her rent. That is the amount she should put into the future/marriage kitty.

There are two ways the relationship can go, stay together or split.

If you stay together the fund is hers and yours for future joint mortgage.

If you split she gets half the fund. (Which is more than she will if she continues paying rent where she is!) So you are doing her a favour there.

One thing to note, and I hope it hasn't come about because of a secret visit to a solicitor on her part.
My understanding is that you are more protected if you have proof she did pay 'rent' than if she paid 'a savings contribution'. The amount can be exactly the same but the legal status is completely different.

One indicates no future claim on the investment property while one indicates that if you split you share all possessions equally and you stand to lose half of ALL you own.

My advice is to take legal advice on the actual Law and protect yourself from that, not your loving girlfriend.

Remember if you split she will not be a loving girlfriend anymore, she will be a solicitors client.

Anyway, WELL DONE for starting the thread, this is a critical issue for all society and one that cost £Billions$ in legal fees throughout the western world. :mad:

waggledance

A.Jones wrote: »

Presumably, you would also expect her to share her entire savings with him. He used his money to pay off the mortgage, no doubt she has some money stashed away. If he shares the house, she should share everything in her savings account.

Not at all. That's a pretty small-minded tit-for-tat approach ... can see why so many people break up.

Not sharing the house just ain't cool baby.

LittleMissSpending

A dilemma indeed! I'm facing a similar one myself with 50% equity and a boyfriend who doesn't own a property. It is difficult, and what's right for one couple / person is not necessarily right for another.

My personal view is that you are in the right, you have worked and saved hard to be in the position you are, and rightly you don't want to give half away for nothing. For me this wouldn't change in the event of marriage / kids etc either BUT that's me, and we're all different.

Maybe the solution is to have a whole new start together; rent out your property, freeing you up to buy somewhere new together, sharing the costs of everything from the beginning.

I wish you all the luck with this one - please post an update

justwondering25

gaily wrote: »

I've just read the thread (including the 'afterword' by the original author) and think that this is a case of 2 people who have sensibly commited to thinking about what might happen in the short and longer term

I originally thought it mean, as girlfirend who pays 'rent' would not benefit out of the money she has put in should the relationship sour, but then again - no renter ever does. If the property were on a mortgage, then at least each contributing party has something to take out of the relationship.

I think your approach is realistic, in that she will invest a sum of money to enable the 2 of you to set up home together when you so choose to set up together, and if things don't work, she has a 'nest egg' to take on with her (without having to be a mercenary and turn what could be an amicable split sour!)

No, it's not a business, but I think a lot of bad press is given to people who split, and then bicker about what they are getting (Heather Mills, The ex Mrs Trump to name a few) - far better to work it out in advance. It's nothing more than a pre nup (however they are viewed in the british courts) does.

I hope if the 2 of you do marry, then other than inviting us all to the wedding, you'll not charge her rent any more - even if she then helps pay the mortgage for the new spot on the beach in the Maldives!!!!

Thank you for reading the whole post and reading my update thats on page 1 , it is all about the short and the long term , the solutions suits us and are needs .

PoorPennilessMe

free wrote: »

Dear Poor penniless me,

I understand that your poor and penniless

Why are you at war with God?

I am sure that if you continue to harbour these venomous thoughts towards Him

You will continue to be poor and penniless and poverty wont depart from your family for generations to come

Find God...You know He loves you

I am not 'at war with god'!

I have too much on fending off the Flying Spaghetti Monster!!!

Like I said earlier - no prblem with whatever you wish to believe, BUT THIS IS NOT THE APPROPRIATE FORUM FOR TRYING TO RECRUIT PEOPLE TO YOUR CHURCH!!!

See? You got me angry there... Now drop it!

justwondering25

ladonnamobile wrote: »

:cool:I think you are being sensible.

It is strange how the differences in peoples opinions broadly follows their sex.

The amount of money is down to you both to agree but she should not benefit from your previous sense and abstinence. Was she out on the razz in her youth when you were working?

Cost of living (bills) obviously split and out of the equation.

By living with you she is saving on her rent. That is the amount she should put into the future/marriage kitty.

There are two ways the relationship can go, stay together or split.

If you stay together the fund is hers and yours for future joint mortgage.

If you split she gets half the fund. (Which is more than she will if she continues paying rent where she is!) So you are doing her a favour there.

One thing to note, and I hope it hasn't come about because of a secret visit to a solicitor on her part.
My understanding is that you are more protected if you have proof she did pay 'rent' than if she paid 'a savings contribution'. The amount can be exactly the same but the legal status is completely different.

One indicates no future claim on the investment property while one indicates that if you split you share all possessions equally and you stand to lose half of ALL you own.

My advice is to take legal advice on the actual Law and protect yourself from that, not your loving girlfriend.

Remember if you split she will not be a loving girlfriend anymore, she will be a solicitors client.

Anyway, WELL DONE for starting the thread, this is a critical issue for all society and one that cost £Billions$ in legal fees throughout the western world. :mad:

I agree , why give a chunk to the solicitors , personelly , i think a marriage certificate , should come with built in pre nups and with a expiry date , so if a couple do decide to split its all written in the original terms and coniditions and if they want to re-new the marriage certifacte they can do , the term to commit can be for 3 , 5 , 7 , 10 years or life , perhaps a marriage M.O.T each year might be a good thing .

the whole marriage licence / certificate needs to be brought up into the new millienum , but because its a legal matter , which ever legal eagle ever attempted to do so , would be short changing his fellow legal chums in the long term , a little bit like a painter and decorater inventing self applying paint .

jamespir

PoorPennilessMe wrote: »

I am not 'at war with god'!

I have too much on fending off the Flying Spaghetti Monster!!!

Like I said earlier - no prblem with whatever you wish to believe, BUT THIS IS NOT THE APPROPRIATE FORUM FOR TRYING TO RECRUIT PEOPLE TO YOUR CHURCH!!!

See? You got me angry there... Now drop it!

err whats the flying spaghetti monster

free

Hi Penniless poor me,

I dont like your tone of voice and accussations

I have not mentioned christianity nor have i tried to recruit anyone to a church

This is an allegation you have made up in your Atheist mind

My initial message was not directed at you

You just butted in like a goat

Good luck as you remain poor, penniless, broke and poverty cleaves to you and your family for many generations to come

Kind Regards

justwondering25

jamespir wrote: »

err whats the flying spaghetti monster

Eat cheese before you goto bed tonight....you'll soon know all about it.

~ Shivers ~

justwondering25

free wrote: »

Hi Penniless poor me,

I dont like your tone of voice and accussations

I have not mentioned christianity nor have i tried to recruit anyone to a church

This is an allegation you have made up in your Atheist mind

My initial message was not directed at you

You just butted in like a goat

Good luck as you remain poor, penniless, broke and poverty cleaves to you and your family for many generations to come

Kind Regards

Please , give it up , TURN THE OTHER CHEEK , whats wrong with you , next you'll be damming them to Hells Eternal Fires !!!!!!!!