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Hypno's "just for today" diary of rediscovery.
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I sent OH to Lidl tonight to get some fruit and veg not sure where the angle grinding discs fit in that category!!!!!!
LTotal Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
Lucielle's Daring Debt Free Journey
DFD Before we Die!!!! Long Haul Supporter #1240 -
Mmmmmmmmm.
Not sure either Lucille:rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I sent OH to Lidl tonight to get some fruit and veg not sure where the angle grinding discs fit in that category!!!!!!
L
You can't separate a man from his power tools. It's cruelty under various UN conventions..."Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
"We were born and raised in a summer haze." Adele 'Someone like you.'
"Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky." OMD 'Julia's Song'0 -
hi hypno glad you are looking after yourself. Enjoy the pampering tomorrow.
I have a cleaner - luckily she does 3.5 hours a week for £23 so not bad at all. It makes the world of difference to us... I think it is definitely worth having if you can make it possibleAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/250 -
Hopefully, I can get away with just buying bread, milk, coffee and catfood this week, plus obviously fresh fruit and veg for the month ahead,
You know, every now and again my mum will make a massive batch of dog food (rice with chicken and veg in) and our dog LOVES it, and scarfs it down in half the time the time it takes to eat her normal food. I think it's fairly balanced and it isn't filled with all the nasty filler and bad cuts of meat they put in dog food, and mum says that it works out much cheaper than making buying normal dog food from the shops as she freezes it and defrosts it as and when.
A thought for your moggie, perhaps?
Please call me 'Pickle'
No More Buying Books: ???
No More Buying DVDs: ???
NMB Toiletries ??? and I've gone back for my Masters at the University of Use Ups!
Proud to be dealing with her debts 1198~
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Thanks for the link for that meal planning! I love that!
Hypno, I love your positiviness and am looking forward to pics of the new hair Empty pockets never held anyone back, only empty heads and empty hearts can do that -Peale0 -
Good Morning All and Happy New Hair Day Hypno!
It's a glorious morning here - hope it stays that way
I keep promising myself a cleaner when I'm DF and we move, but TBH, the actual cleaning doesn't bother me, it's the endless putting away piles of "stuff" that drives me round the bend - wonder if I can employ a putter-awayer......
Anyway, sorry to digress - enjoy your hair experience - looking forward to hearing all about it later xx0 -
Good morning
Scratchies done.
Happy new hair day Hypno.0 -
Morning all - have spent ages doing a matched bet that will make me a whole £2.66 profit....oh well, it is all free money!
Off to walk a friend's dog before my hair appt so now find myself running late....need to breakfast and shower and get a bus an hour and a half earlier than I expected, as she lives a few miles away, but will get a decent amount of walking in which will be good for my exercise goals.
Not yet done scratches, but they will be there this evening still if I don't get them done before I go.
Have a good day everyone xxSuccessful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0 -
Have a great day Hypno, I hope you have fun at the hairdressers!0
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