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Barclaycard pre-application approval

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Comments

  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    stephane wrote: »
    No I think you're wrong, unless the person cannot provide the required documents, then there should not be a problem

    No I think you are wrong, barclaycard do decline at times even when documents are requested. For example and undeclared address on a bankstatment.
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    I have a quick question, and it's kinda silly so I didn't wanna make a thread about it. The credit limit and cash limit are different, I assume this means you can spend the full credit limit, but only withdraw the cash limit?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    chanz4 wrote: »
    No I think you are wrong, barclaycard do decline at times even when documents are requested. For example and undeclared address on a bankstatment.

    Neither of us know...it's all just speculation....
  • sadia85
    sadia85 Posts: 107 Forumite
    On my online banking keep showing pre-approved platinum barclaycard offer because of my banking record with them but can't see any button where I could apply for this offer online.

    I have barclay initial card for less then a 3 month but banking with then from 2 years.
  • book12
    book12 Posts: 2,557 Forumite
    sadia85 wrote: »
    On my online banking keep showing pre-approved platinum barclaycard offer because of my banking record with them but can't see any button where I could apply for this offer online.

    I have barclay initial card for less then a 3 month but banking with then from 2 years.

    Best go into branch, since you can't see any button to apply. You will know a decision on the day. All paperwork is done on the day too.
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