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A Payment A Day - Part 8!
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A PAD of £50.14 today from me. I've decided to attack one of the smaller debts and try to get it shifted by the end of the month. It's not my highest interest debt but I need a little bit of the feelgood factor that goes with getting rid of it. So it's not the most MSE way but sometimes I guess I need to do things a bit differently. I've been PADing for about 15 or 16 months and this will be my first debt clearance of the debts that were around when I started. It's a trivial amount relative to my other debts and it's stuck around too long.
This is going to be the year of starting to kick some debts into touch bit by bit. A loan will end much later this year. I also want one more debt out of what's left of my hair by the year end and to be fully up to date with my income tax. I could clear more debts but I don't want to do that instead of keeping up with the taxman.
At least the customers have started paying again so that is helping a huge amount.
I see this thread was started by someone called Emily Hallett. I wonder if she had any idea what she was starting when she began it. I just looked at some of the old posts and see it started in August 2008 and gradually evolved.
It caused me to wonder if others had any idea what would develop when they started something:
Things like the film "Alien" when the alien burst through the astronaut's belly. Surely the person who wrote that scene had no idea that people would still bring that up decades later. Or the person who originally wrote "Star Trek". Can you believe it was only meant to go on for six episodes? - one short series. I think that was back in the 60s. Or the person who wrote the first series of Dr Who.
I can see the PAD threads still being around long after I've departed this earth (not too soon hopefully).
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Hi all, pad of £5 today - £1 to Barclaycard and £4 from Pinecone to my Misc Paypal fund.
I'm wrapped up all warm, browsing the internet whilst OH is exercising (his new fad) much to the cats amusement. :rotfl:Or should that be bemusement?! :rotfl:
Happy Mother's Day to you all.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
Morning all!! £1.05 for me please. K x0% overdraft runs out 30/06/10: £577.17/£1000; PAD: £495.99; NSD: March 8/15;Crazy Clothes Challenge 2010: £0/£100;Bring Lunches to Work Challenge: March 4/11;£1 jar: ???? - I'm consciously trying not to keep a count of what goes into my £1 jar. Looking forward to a nice surprise when I open it... end of June 20100
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Happy Mothers Day to everyone who is a mum !! and if you have a mum no longer around Big Hug to you,Give yourself a time to just cut off from your surroundings and share it with your thoughts of your mum.I have £36.78 in my PAD jar for this month.xxmum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
mother of the bride September 2014
Turning a house into a home
What if the Hokey Cokey is really what it's all about ?0 -
£2 to change pots please COMP
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
Another £2.23 from me please - cleared out my change!0
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Hi everyone, it's been a while since I last PADed so for today it's £350 to various debts.1st Target - Natwest Overdraft - [STRIKE]£1762.95[/STRIKE] £999.41 (43.31%)2nd Target - Halifax Credit Card - £16503rd Target - Car Loan - £6500one debt vs 100 days - minimum of £762.95 off overdraft (£763.54 paid off so far):T0
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Paul: I am totally with you in trying to clear a smaller lower interest debt for the feelgood factor - I think we all need that once in a while. I am currently tackling my Amex Blue card - low balance, joint lowest interest rate of the lot - partly because the minimum payment is quite high as a proportion of the balance, but mainly because it will be clear very soon and it will make me feel so much better when it is clear.PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Another 5 Euro's added to the sealed pot today. Using oanda.com's exchange rate of 0.90505, that is a PAD of £4.53.
Have a good day all xFebruary wins: Theatre tickets0 -
Another little 50p for me today please
xxThs signature is out of date because I'm too lazy to update it...0
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