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Further financial faux pas and even more disasterous decisions

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Comments

  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    nothing like a challenge and a deadline first thing in the morning to get you moving :) Good saving though, will you spend it on something more exciting or is it going into the pot?
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Its not exactly saved. Just not spent, which having seen my bank balance this morning is perhaps just as well. I have a smidgen over £20 to last until next Fridays payday which means I have just aobut enough to cover horse riding and milk but not a lot else. Thinking frugal thoughts. Don't want to see the toal debt top 20K but its perilously close and this months credit card bill is going to be somewhere close to 2K having slapped the deposit for the car and car insurance on it. Fairly sure this is going to send us teetering over the brink. Mentally theres a gaping chasm between being over and under 20K although a quid either way really doesn't make a huge amount of difference, mentally its a whole different ball game.

    Should be at puppy school but am still feeling lethargic - thats grown up speak for having a head full of snot. Tempted to go for a wlak in the park having taken a ton of paracetamol in the hopes of shifting the woolly headed feeling. Also need to bung yesterdays washing back out in the hopes of it drying today.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • Thank you for your lovely comment on another thread ;) it is really appreciated. I shall be hijacking other peoples' threads for the time being hope you don't mind.

    I understand about those psychological barriers keeping under that magic amount is so important

    APxx
  • Happy Birthday Mooooooooooooooooooooo
    MFW - We've only gone and blooming done it!
    May 2013:j
  • Positive_Attitude
    Positive_Attitude Posts: 51 Forumite
    edited 7 October 2010 at 9:00PM
    :bdaycake:Happy Mooday 2 Moo

    PAxx
  • Happy Birthday have been lurking for a while love your wit.
    2025 Decluttering 10472⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
    2024 Decluttering 11728⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️⭐️
  • Lula-Hula
    Lula-Hula Posts: 7,868 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oooh, nearly missed it :

    Hope you're having a very Happy Birthday :D

    xx
  • lucielle
    lucielle Posts: 11,522 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hippy Birdie Moo!!!
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • MrsMoo2U
    MrsMoo2U Posts: 4,005 Forumite
    Oops - sorry I almost missed it. I hope that you have had an enjoyable day and that you have had time to relax a little.
    Some days there aren't any trumpets, just lots of dragons. Courage doesn't always roar. Sometimes courage is the quiet voice at the end of the day saying, I will try again tomorrow -- Mary Anne Radmacher
  • DedicatedDFW
    DedicatedDFW Posts: 4,234 Forumite
    Happy Birthday Moo! Hope you've had a fab day :D
    CC1:T £[STRIKE]2531[/STRIKE] £1460
    MORTGAGE OVERPAYMENTS: £10575.20 Target £12,100
    MF Date: [STRIKE]August 2042[/STRIKE] May 2035
    Declutter 1000 things by Xmas 2015! 53/1000
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