Further financial faux pas and even more disasterous decisions

Mags_cat

moo2moo wrote: »

Am not even the teeny weenyiest bit excited. Really I'm not.

Oh, we can tell...

lucielle

Happy, shiny, new car day. Just love the smell of a new car.
L

Double_Trouble

MMMMMMMMMM new car lovely :jmines done over 150K and still going strong:) - at least I hope so driving back from Cardiff today

DTxx

beanielou

Happy new car

MrsMoo2U

Hope you have had fun with all the gadgets in your new toy.

moo2moo

Why is nothing ever simple?

I phone my insurance company, one of the big boys with the tango orange roadside help vans, and ask them to transfer my insurance from t'old banger to the shiny new thang. Simples. Or so I thought. Simple apart from the underwriter not covering the new one. Ok no major problem. I'll cancel my insurance and start again. Only apparently that meant that I'd lose 7 months that I've paid for up front, forfeit 6 months no claims because I've not completed a full year and additionally have to pay them £40 despite the cancelation fee being £35 and ts and cs saying I was entitled to a refund on the unused part of my policy. Confused? I was. The alternative was to cancel the policy and take out a new policy with them which would then entitle me to a rfund although they couldn't tell me what the refund would be until I'd taken the policy out. Hope you're keeping up cos I was having trouble. Three phone calls and over an hour later I'm now £300 lighter with car insurance thats been extended by 6 and a half months. Ripped off? You betcha.But that wasn't as expensive as walking away and taking out a policy elsewhere would have been.

Meh. Still at least I now have insurance and a shiny new motor although one without the imitation aerosol new car smell. Managed to drive home in one piece without becomming a quivering wreck. Fitted dog guards and boot liners and protective film to the bumper to stop the dogs claws gouging it. Almost got away with paying £400 less for the car too although the sales rep chased me down like an escaping criminal in a police pursuit at the first set of traffic lights which meant having to work out how to open the window as the lights changed from red to green to red again and the guy behind me got v. v. annoyed and honky. Car now completely paid for and moi a very happy girlie. Unfortunately the DDs have riding lessons today so it will honk of horse poo by lunchtime.

mooomin

moo2moo wrote: »

Why is nothing ever simple?

I phone my insurance company, one of the big boys with the tango orange roadside help vans, and ask them to transfer my insurance from t'old banger to the shiny new thang. Simples. Or so I thought. Simple apart from the underwriter not covering the new one. Ok no major problem. I'll cancel my insurance and start again. Only apparently that meant that I'd lose 7 months that I've paid for up front, forfeit 6 months no claims because I've not completed a full year and additionally have to pay them £40 despite the cancelation fee being £35 and ts and cs saying I was entitled to a refund on the unused part of my policy. Confused? I was. The alternative was to cancel the policy and take out a new policy with them which would then entitle me to a rfund although they couldn't tell me what the refund would be until I'd taken the policy out. Hope you're keeping up cos I was having trouble. Three phone calls and over an hour later I'm now £300 lighter with car insurance thats been extended by 6 and a half months. Ripped off? You betcha.But that wasn't as expensive as walking away and taking out a policy elsewhere would have been.

Perhaps a Disgruntled Of Darkest Wales complaint letter to chief executive?

mooomin

Also, woo for having a new car for a few hours that doesn't smell :j

moo2moo

Tactful as ever FF. I was thinking along the lines of...

Dear Robbing Barstewards..... Am most impressed with your creative theft management policy aka cancellation tax, a thieving robbing fraudulent policy which pulls the wool over the eyes of the imbecilic morons who have the misfortune to use your services (a mistake I won't be making again). I will be nominating you for the Plain English campaigns Baffle Em With Bull Shoite Award. Bla bla bla....

No wonder people don't bother with insurance!

moo2moo

ps... Many thank yous. It arrived today ...... and the card is fab!