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Further financial faux pas and even more disasterous decisions

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Comments

  • chevalier
    chevalier Posts: 7,937 Forumite
    Part of the Furniture Combo Breaker
    edited 12 November 2010 at 7:37AM
    cherisong wrote: »
    Chev, I love the quotes in your signature. I might just borrow them if that is ok?
    cheri sure no worries, they aren't original to me anyway. I just wish I lived up to them more LOL

    yeah to more time at work

    yeah to the landie maybe moving

    boo to OH drinking and being a git.

    yeah to all the talk about soldier totty, yummy

    boo to no pictures!
    cheers
    chev
    I want a job that is less than an hour driving away from my house! Are you listening universe?
  • lucielle
    lucielle Posts: 11,593 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    EE, can you put the mincemeat through the mincer, then it comes out nice and smooth.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Enlisted the help of OH and the DDS to blitz the house yesterday morning. Had to sacrifice PC time in order to get everything done but by 8am the place was relatively tidy, the laundry pile had departed, the loos were sparkling and the floors vacuumed. Amazing how fast everything happens when the rest of them actually help.

    Spent the morning outside in the glorious sunshine watching the DDs ride. DD2 managed to fall off twice which is quite a feat when your horse is stationary. She came out giggling having landed on her feet both times. Riding instuctor has got them both Pony Club sweatshirts as a thank you for helping transform her dead tree into logs and gut poultry and numerous other small things, shes going to save them for Christmas.

    My parents have decided, finally, that a tenner a head for Christmas is a sensible amount to spend. I know they won't stick to it as they'll spot odd random bits and pieces that are only 50p here and there but at least it should curtail some of the ridiculous spending that seems to go on. Obviously my little brother will be outraged that his usual £50 - £100 requests for each of his children won't be fulfilled but the little darlings are sooo spolit anyway. They suffer delusions of grandeur.

    Spent last nice bouncing up and down to Just Dance 2. OHs friend was even persuaded to join in but wasn't overly impressed.

    Have worked miracles and persuaded another friend to come over tonight with an Xbox and Call of Duty Black Ops in the hopes of getting through to OH that he really doesn't need an £800 fluid cooled PC something or other to play the sodding game. Hopefully will persude them to stay for dinner as a thank you which means feeding nine people. Am thinking huge vat of spahg bol is feasible as well as being both cheap and easy.

    Landie is departing tomorrow morning providing we can sort insurance by then. Quotes to date are as excessive as £800 third party purely because it will be based in a city. Tis truly loony. Will be doing some surfing this morning in the hopes of coming up with something more affordable.

    In most excellent news its payday tomorrow!!!!!!!!!!!!!!!!!!!!!!!
    Saving for a Spinning Wheel and other random splurges : £183.50
  • Hooray for payday and the (hopefully) imminent departure of the Landie, and welcome back to the resultant space on the drive! that really is spring cleaning early.
    Mortgage Free thanks to ill-health retirement
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Space on the drive? Nope, thats a completely alien concept. THe landie in question was parked on the road. As it is the drive is still home to two landrover chassis. I can just about wedge my car on if I'm v. careful. Would forsee it being at least another two years before there even a vague hope of parking on the drive like normal people.

    Boys left half an hour ago for work in various directions. Of course neither of them managed to do this quietly so we're all awake. No doubt the DDs will be obnoxious by lunchtime.

    Friend from work called round yesterday with the X-box. Took the boys a little under an hour to decide the game play was too restrictive and the game play too much like an arcade shoot 'em up where you randomly shoot people - obviously I thought this was the whole point but apparently earlier versions of the game called for strategy. However this in itself is a result. Not only is an Xbox not what he wants but hes also gone completely off the game meaning theres no real reason to upgrade the PC. Whoo hoo to men finally seeing sense. Obviously this doesn't mean he won't upgrade the PC eventually but hopefully he'll wait for bits to wear out before doing it.

    Spent a happy couple of hours pottering in the garden whilst the boys swapped tyres on the Landie. Managed to fill two more wheelie bins and am most grateful that the neighbours are on holiday leaving me extra bins to play with.

    Have an entire week of book fair to look forward to at school. The DDs have selected hideously overpriced titles which we then found as book sets from The Book People for slightly more money. Since we also had a free delivery code these are on their way. Now just have to find the DDs purses and hide them before they come back with cheap plastic tat which is also available from the purveyors of overpriced books.

    Plans for today involve lots of hole drilling to appease one of the teachers. Should also be a fairly laid back week as Friday is a Bidet making the entire place child free which is always good.

    Should also attack some more of the house but have taken one look at the Flylady list and decided it looks a bit too much like hard work so will be avoiding that for the mo.

    Off to shuffle money around in the hopes that this is the month I finally get it right.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Am feeling very sleepy. Almost wishing I'd gone back to bed for another hour instead I've been vaguely productive an have genrated a huge pile of carp to send back to the postie people which is now packaged up ready to go. Money has been shuffled and a random array of paper transferred from the desk into the recycling bin. Wasn't up to baking so will need to improvise something to stuff in the DDs lunchboxes. Hopefully we'll have some biscuits lurking. Although if I make syrup based ceral buns they'll set in minutes. Its chuffing freezing here!
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Had a fab letter today from Barclaycard offering me a loan, not that I want one, but since it states "we really like to help our customers" I couldn't help but read on. Apparently as a thank you for loaning me £6500 of their money they'd like to help themselves to £11726.45 of my money. How great is that? Obviously I won't be taking them up on their ever so generous offer.

    Am now scoffing my way through an enormous bag of imitation bacon crisps. Have done two loads of laundry and resorted to the tumble drier for the first time in months, theres no other way to get on top of the laundry backlog of towels since its still below freezing.

    Next on the agenda is a spot of turfing out as school are collecting tat for their next fundraiser. Sure I can find plenty of stuff.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Managed three loads of laundry before collapsing in a heap on the sofa and finishing the last 100 pages of novel. Oral osmosis occurred and without realising it the entire 300g bag of crisps was empty. Thats like scoffing a 12 pack of nomral sized bags. Unsurprisingly couldn't face lunch after that. Naughty moo. Am amazed I am not Moo - Queen of the Zits this morning.

    Pootled my way through DD2s book shelves and turfed three boxes of outgrown books, bunged them in the boot along with three bags of assorted videos and books from previous clear outs that I'd not got round to charity shopping... they were a wee bit dusty. Took some of them into school and promptly forgot about the rest until a thud half way home indicated that at least one bag had fallen over.

    Managed to cram a little bit more in the garden wheelie bins but still have a lawn strewn with branches.

    Plans for today involve a stealth planting mission whilst the neighbours are away. We have half a hedge at the bottom of the garden, all previous attempts to grow the other half have been destroyed by the chap next door but one and his strimmer. Pretty sure he does it on purpose to make sure he can see precisely what goes on. Since he strimmed last week hes unlikely to do it again before spring so the batch of shrublings we grew over the summer should stand a slightly better chance than normal. Means I have about 15 metres of hedge to plant though. Still anythings better than ironing.

    Having ordered DD1s books from the Book People and reminded her that she owes me £6 to cover the cost the little darling promptly went to the school book fair and purchased three completely different books and is skinter than a skint thing. Am rather glad the majority of her birthday money was via cheques. Also forgot to give her the letter from the bank offering her her very own magic hole in the wall card. Not entirely convinced shes sensible enough for that yet.

    Plans for the v. near future involve sourcing flea destroyer for the cat as the current stuff has decided its no longer going to work. Also need to book the kitten into the vets for vaccinations prior to unleashing it on the world. It still seems far too small to go out but its almost two months old even if it does fit in the palm of my hand.

    Have more Amazon vouchers from the lovely people at Shop and Scan. Am most tempted to order Wii Fit Plus although I'm sure thats just passing insanity.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • moo2moo
    moo2moo Posts: 4,694 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Why are some people so stupid? I was asked today to countersign some cheques for the charity I'm involved with. Problem is each and every one of them was completely blank other than a signature from another authorised signatory who wasn't the person wielding the chesue book. Call me stupid but whats the point of having an account requiring two signatures if people sign cheques without a clue. No name no amount no nothing. Meh. Upset the cheque book holder by refusing to sign any of them without invoices or reciepts and the relevant info filled in.

    Have planted lots of stealth hedge plants. Hoping they'll develop enough root to withstand the spring strim. Have done yet more laundry but am no nearer the bottom of the pile. If I didn't know better I'd swear it was breeding. Bagged the majority of the egg box pile to take to school for the tiny tots to make models with, hens are hibernating for the winter already.

    Managed to vac the carpets without puppy eating the vac hose. Admitedly she wasn't overly impressed at being shut out in the garden but it was soo much easier than shouting gerorf dog every thirty seconds.
    Saving for a Spinning Wheel and other random splurges : £183.50
  • beanielou
    beanielou Posts: 96,751 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Quite agree with you re cheques.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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