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Frightened about my future

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  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Funny you should be on here Nid...I asked several pages ago if you'd been on here yet!

    Yea and as a result of that (plus several PM's) I got [STRIKE]roped[/STRIKE] drawn in... oooer :o:o Oh well, now Ann has all the knowledgeable ones helping her so between us all, we'll get her through it - right? :D:D
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Hi Mary - aaaaw, thanks... :D:D:D

    OOOh, watch sky cos if the tims lose tonight, we will be champs tomorrow! :T

    I'm up next week to see us at Hibbies in the hope we lift the trophy! :eek:

    Ross County ring any bells...?! :rotfl::rotfl:

    I've got a quick q for ya...If a bank accidently paid off your loan, could they make you set it up again?
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Yea and as a result of that (plus several PM's) I got [STRIKE]roped[/STRIKE] drawn in... oooer :o:o Oh well, now Ann has all the knowledgeable ones helping her so between us all, we'll get her through it - right? :D:D

    You didn't get drawn it...you came along to help a DFW in need!!

    I'm not knowledgeable...I just pick up snippets here and there and pretend I'm clever :D
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    This is very entertaining. I am eating a delicious shepherd's pie and eavesdropping on clever people!!!!!

    Do ya feel wise Ann? I do!

    :j
    Aiming for a minimal spend 2022
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    This is very entertaining. I am eating a delicious shepherd's pie and eavesdropping on clever people!!!!!

    Do ya feel wise Ann? I do!

    :j

    Hang aound...you'll learn alot more :rotfl:
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Ross County ring any bells...?! :rotfl::rotfl:

    I've got a quick q for ya...If a bank accidently paid off your loan, could they make you set it up again?

    hehe - ross county! Love it (wind Jinky up - she's a mad tim) :rotfl:

    How can a bank "accidentally pay off your loan" exactly? But if they paid it off for you, thus clearing your agreement then yea, you can refuse to take a new one out - or they would do this with every customer to alleviate unenforceability in its entirety.

    However you'll find legally, as you knew you owed the funds and due to it being a mistake, you do owe the money but it must be at the old terms and you would not be required to sign anything either - so long as you continue to pay that is the main thing.

    Tell me more (PM if you want) - if it involves unethical stuff that others may sneer at ;)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    You didn't get drawn it...you came along to help a DFW in need!!

    I'm not knowledgeable...I just pick up snippets here and there and pretend I'm clever :D


    Quite right, I came because I was horrified at what I was reading about - I just missed it for a while cos i'm not that vain to go search for myself :rotfl::rotfl:

    Course you're knowledgeable, tsk - we all have our own knowledge and sometimes a quick hello can be the same as someone answering in detail, its the fact you bothered that counts.... but you do know your !!!!!! - i've spoken to you for too long already ;);)
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • savingwannabe
    savingwannabe Posts: 16,619 Forumite
    Part of the Furniture 10,000 Posts
    This is so much better than a horrible troll invasion. Goodnight folks,

    :j
    Aiming for a minimal spend 2022
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    hehe - ross county! Love it (wind Jinky up - she's a mad tim) :rotfl:

    How can a bank "accidentally pay off your loan" exactly? But if they paid it off for you, thus clearing your agreement then yea, you can refuse to take a new one out - or they would do this with every customer to alleviate unenforceability in its entirety.

    However you'll find legally, as you knew you owed the funds and due to it being a mistake, you do owe the money but it must be at the old terms and you would not be required to sign anything either - so long as you continue to pay that is the main thing.

    Tell me more (PM if you want) - if it involves unethical stuff that others may sneer at ;)

    I was just passing by the loan board and a guy there has posted that the bank paid funds into the wrong account thus clearing his car loan. I was just curious to find out if he would have to keep paying or not.

    Nothing unethical I'm afraid...sorry to disappoint you! :D
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    I was just passing by the loan board and a guy there has posted that the bank paid funds into the wrong account thus clearing his car loan. I was just curious to find out if he would have to keep paying or not.

    Nothing unethical I'm afraid...sorry to disappoint you! :D

    Ahhh, in that case yes he would have to repay the funds. :o
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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