Frightened about my future

never-in-doubt

savingwannabe wrote: »

NID how do you stay so nice and humble & helpful when you know everyone thinks you are fab? Are you ever tempted to be horrible?

:j

Hiya SW

LOL - oh i'm not, but I don't preach to people - however I do have a short fuse, like most! And I can be and have been horrible, in the past :whistle::whistle:

BUT - never on these boards hehe.... and stoppit, you'll give me a big head! :rotfl: :rotfl:

jinny

Gotta go now ann will call in later

mouseann

jinny wrote: »

I went round the shops today muttering my MSE signature -need or want need or want.

Think I'll borrow that as my mantra, Jinny!

never-in-doubt

Ann

I'll check your stuff later ok? be back soon.....

mouseann

Thanks, NID,

Much apprecated. No rush.

It is a HUGE bundle of documents!

And they sent my £1 back!

never-in-doubt

mouseann wrote: »

Thanks, NID,

Much apprecated. No rush.

It is a HUGE bundle of documents!

And they sent my £1 back!

Hi Ann

Re Amex: My lord - how many documents :eek: :eek:

Ok, this one does seem to be the best so far, but shame - they made a wee boob-boob! :rotfl:

It will be unenforceable by the time i'm done, let me check over it later at home and i'll advise as appropriate.

dunclane

Hello Mouseann, NID & everyone else!

I have just skim read through this thread and I'm fascinated by enforceability now.

I took out a Morgan Stanley Credit Card in 2003 that has changed hands to Barclaycard. I am definitely going to ask for my true copy of CCA.

Good luck and I'll let you know how I get on!

never-in-doubt

dunclane wrote: »

Hello Mouseann, NID & everyone else!

I have just skim read through this thread and I'm fascinated by enforceability now.

I took out a Morgan Stanley Credit Card in 2003 that has changed hands to Barclaycard. I am definitely going to ask for my true copy of CCA.

Good luck and I'll let you know how I get on!

Save your energy, it will be unenforceable - 99.9% guaranteed!! But yea, send the CCA Request off, however you'll get defaulted so if it is your only card then i'd strongly suggest you do not pursue unenforceability as it will ruin your credit file.

GeorgeUK

Mouseann, no need to worry about them sending back the £1 (if you were). The legal requirements is that you pay £1, not that they accept it so you're slightly ahead of the game now.

never-in-doubt

GeorgeUK wrote: »

Mouseann, no need to worry about them sending back the £1 (if you were). The legal requirements is that you pay £1, not that they accept it so you're slightly ahead of the game now.

Whoop Whoop - £1 better off :rotfl: :rotfl: :rotfl:

As Tesco would say "Every Little Helps"......