My Debt-Free-Wannabe Diary

DontDoDebtKids

Right, figured that I only have one payment of £150.00 to go out before I get my next pay cheque so I have transferred an otherwise unused £25.02 to my Capital One card!

Debt Totals

Egg: £6659.42
Capital One: £2881.40
Lloyds: £1946.28
Amex: £5987.88

Total: £17,474.98

DontDoDebtKids

Woohoo my £147.93 from PayPal arrived in my HSBC account today and hardly touched the sides!!!

Straight to my Capital One Credit Card!!!

Debt Totals

Egg: £6659.42
Capital One: £2733.47
Lloyds: £1946.28
Amex: £5987.88

Total: £17,327.05

DontDoDebtKids

I've paid off

10% of my debts!!!

Woo hoo :j :j :j

DontDoDebtKids

Yippee some of my items are already attracting bids and there are still a few days to go as they were all 10 day auctions.

DontDoDebtKids

Oh dear I had to edit my signature as it was getting too big.

:mad: BAD DDDK :mad:

CAFCGirl

Well done you!

Excellent progress there.
Sounds like you're a hit on ebay!

DontDoDebtKids

More money flys in and out of my account: £691.19 this time which is sent to Capital One. Also, the £150 direct debit for American Express!

Debt Totals

Egg: £6659.42
Capital One: £2042.28
Lloyds: £1946.28
Amex: £5837.88

Total: £16,485.86

coxj2901

DontDoDebtKids wrote:

More money flys in and out of my account: £691.19 this time which is sent to Capital One. Also, the £150 direct debit for American Express!

Debt Totals

Egg: £6659.42
Capital One: £2042.28
Lloyds: £1946.28
Amex: £5837.88

Total: £16,485.86

HI DDDK - Congratulations on your debt reduction. Your really flying and inspiring me to up my game a little bit.

I'm hoping to be debt free by Autumn 2007 aswell - Do you fancy a head to head on who can become debt free the quickest?

Once we both reach our goal we can start swapping investment tips :cool: - Happy days and not too far in the future :beer:

Rgds, John

DontDoDebtKids

coxj2901 wrote:

HI DDDK - Congratulations on your debt reduction. Your really flying and inspiring me to up my game a little bit.

I'm hoping to be debt free by Autumn 2007 aswell - Do you fancy a head to head on who can become debt free the quickest?

Once we both reach our goal we can start swapping investment tips :cool: - Happy days and not too far in the future :beer:

Rgds, John

I'm up for a informal head to head - I'm in the 18k challenge at the moment so that will do for official challenges.

DontDoDebtKids

Doing quite well in the past few days, but the pace is going to slow a bit until next month I think.

I get paid tomorrow but want to keep some "float" in my account for things I may not expect. If nothing comes up, I can then pay it towards my debts just before I get my next pay cheque.

Other ways to make money:

I've got lots of things on ebay (25), so when they sell I can pay off more of Capital One, but I'd say that there's only about £150 worth of stuff to be sold if it all goes. I've still go £22 in cash to pay in, sitting in my wallet to pay into bank.

I can probably find more things to go on ebay and some books or dvds to go on Amazon, but again I reckon that there's only a little money in it: £50 tops.

I have some probably unnecessary computer stuff that I am still considering for selling, but I'm not sure it will be worth it if I ever need them again (scanner, external firewire hard disk, old mac) for the things they are there for or whether my pc can cope without them. The Mac is probably worth around £200 from what I can see on ebay, and the other stuff is probably another £100. I'm coming around to the idea of getting rid of it but I'm not ready quite yet.

I NEED to start matched betting again - I've got a good one to do (Sunderlands, for those that are interested) but have to make myself, somehow. This MAKES money, wheras selling stuff I bought LOSES money as I don't get back what I paid for it :mad:

What else, what else?

Quidco money - lots there to come, over £100 if it all gets paid. Searches every day aren't much but they add up to enough to cover the BACS transfer fees Quidco charge (25p).

Bank charges - got charged a long time ago by First Direct, maybe twice, for going overdrawn so might look up when it was and ask for it back. That's probably £40 to £60. Never been charged, so I recall, by anyone else.

Keep on plodding...