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DansMum's hopeful freedom date 01/01/2024
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I was reading a thread earlier where she's OP £2 here and £1.50 there... All adds up I suppose
We decluttered some Quality st yesterday..... only to find that there also a whole unopened tub of celebrations...._pale_MFW 2011 No. 161 £946.54/£2000 TargetApril 9/15March 14/15
Feb NSD 15/14
April GC £121.00/£130 March GC £127.60/£150I Love my Furbabies :smileyhea0 -
We decluttered some Quality st yesterday..... only to find that there also a whole unopened tub of celebrations....Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
I was reading a thread earlier where she's OP £2 here and £1.50 there... All adds up I suppose
We decluttered some Quality st yesterday..... only to find that there also a whole unopened tub of celebrations...._pale_Its like they breed or something!
Not in my house they don't - we eat them before they reach pubertyA positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
Not in my house they don't - we eat them before they reach puberty
:eek: I wish :eek:
Decluttered some melt in the middle choc puds and custard last night :mad:
I may leave my update on the weight loss board to a more suitable time
Have done some sums today:
I still have a full freezer and cupboards ...
Grocery spend to date for me, him and th'animals = £111.59 (should only need bread/milk/eggs) estimate another £20 for end of month (although cats may need a bag of biscuits)
Diesel spend £75.01 for 49.86 litres have 100 miles to go on this tank then estimate another £40 to end of month
Horse spend (food & bedding etc) £102.64 estimate £25 bedding, £25 food, £35 haylage to end of month. Farrier due next month. Winters expensive! But this is split with ma....
Mortgage OP's £142.22 Hoping to OP another £100...
We'll see on the 31st!!MFW 2011 No. 161 £946.54/£2000 TargetApril 9/15March 14/15
Feb NSD 15/14
April GC £121.00/£130 March GC £127.60/£150I Love my Furbabies :smileyhea0 -
Not in my house they don't - we eat them before they reach puberty
Good luck with the £20 on groceries DansMumCurrently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Having another lazy day today. Have only been at work for one day this week, but do have to do tomorrow... But the weather isnt condusive to a ride so am having a lazy day...again!
Got a parcel to post for ebay on the way to the yard later... Have 3 days of poo picking to doWill probably be frisked all the way round as I have pockets full of treats
Its all fine until someone (Gifford) knocks over the barrow when its full and thinks its hilarious :eek:
Have transferred £50 to the spends account today so will use this for any diesl and food requirements. Current account looks OK despite the fact the someone had used my old maestro card fraudently this week.... Got the money back though, but worrying.
Have been thinking about the 11 in 2011 that TPA started....
Home / Simplify :
Do a little housework everyday so shouldnt need a big blitz once a week.
Keep freezer and cupboard inventories so no need to spend nilly nilly.
Declutter the loft and ebay/carboot/charity everything.
Yard / Horses:
Keep my tack/feed room tidy and floor swept!
Try and make horse treats rather than buy them
Clean my tack at least once a month
Get Danny fitted for a new saddle this spring
Money:
Try to make my OP target on the mortgage challenge
Work out a grocery challenge budget and stick to it.
Persuade DansDad we dont need the full HD Sky packagae and can get it cheaper with cable (and get cashback too!)
Increase my ISA as much as possible and transfer it to a better rate
In general be a nicer person as I find myself getting increasingly waspy...
And lay off the baileys...MFW 2011 No. 161 £946.54/£2000 TargetApril 9/15March 14/15
Feb NSD 15/14
April GC £121.00/£130 March GC £127.60/£150I Love my Furbabies :smileyhea0 -
Ohh that's a good action plan for 2011 DansMum
All baileys must be drunk first and then you promise not to buy anymore.......Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
Thanks, I think there's one more DansDad size measure left then out out out, no more until my birthday :beer: It has adverse effects on weight loss!MFW 2011 No. 161 £946.54/£2000 TargetApril 9/15
March 14/15
Feb NSD 15/14
April GC £121.00/£130 March GC £127.60/£150I Love my Furbabies :smileyhea0 -
Thanks, I think there's one more DansDad size measure left then out out out, no more until my birthday :beer: It has adverse effects on weight loss!
Drinks drank on birthday have no calories - I've seen this in a Health & Fitness magazine, so its fact (ok so that is one big fat lie)Mortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
So if I neck the whole 1 litre bottle on my birthday then I'll be fine Radish???
Reckon I wont wake up til July after that lot :D_pale_:drool:MFW 2011 No. 161 £946.54/£2000 TargetApril 9/15March 14/15
Feb NSD 15/14
April GC £121.00/£130 March GC £127.60/£150I Love my Furbabies :smileyhea0
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