DansMum's hopeful freedom date 01/01/2024

SmlSave

Slow and steady wins the race

DansMum_2

Home / Simplify :
Do a little housework everyday so shouldnt need a big blitz once a week. Not doing so well with this..... Have painted the kitchen though
Keep freezer and cupboard inventories so no need to spend nilly nilly. Updated inventory today for Feb
Declutter the loft and ebay/carboot/charity everything. 3 listings

Yard / Horses:
Keep my tack/feed room tidy and floor swept! Swept this morning
Try and make horse treats rather than buy them Ahem mebbe rethink?
Clean my tack at least once a month No need - not riding
Get Danny fitted for a new saddle this spring Birthday pressie from Ma

Money:
Try to make my OP target on the mortgage challenge £59.39 in Feb
Work out a grocery challenge budget and stick to it. Joined this month aiming for £175.00 Spent £44.00 so far including small furries
Increase my ISA as much as possible and transfer it to a better rate Opened RBS direct ISA 2.3% higher than my NS&I; transfer docs sent
In general be a nicer person as I find myself getting increasingly waspy... Doing okay so far :cool: But the day is young :rotfl:

DansMum_2

Home / Simplify :
Do a little housework everyday so shouldnt need a big blitz once a week. Yesterday cleaned kitchen and hoovered upstairs and stairs
Keep freezer and cupboard inventories so no need to spend nilly nilly. Up to date and topping up tomorrow
Declutter the loft and ebay/carboot/charity everything. 3 listings 2 selling

Yard / Horses:
Keep my tack/feed room tidy and floor swept! Ahem...
Clean my tack at least once a month No need - not riding
Get Danny fitted for a new saddle this spring Birthday pressie from Ma

Money:
Try to make my OP target on the mortgage challenge £109.39 in Feb
Work out a grocery challenge budget and stick to it. Joined this month aiming for £175.00 Spent £107.00 so far including small furries
Increase my ISA as much as possible and transfer it to a better rate Opened RBS direct ISA 2.3% higher than my NS&I; transfer being sorted
In general be a nicer person as I find myself getting increasingly waspy... Doing okay so far :cool: But the day is young

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Doing OK so far on OP's - hoping another £150 this month.

OK fessing up am no longer debt free I have bought a new bike on Friday. Its a 2006 FZ1 Fazer which cost £4850. I've traded my FZS600 Fazer in so a big upgrade (600 - 1000cc and 98bhp to 150bhp :eek: Hope I can keep my licence clean) The remaining finance I have got at a good rate, £121 over 2 years, the interest works out at £159 for the 2 years.... Pick it up on Thursday. Its a bit of a rocket ship and really nice to ride... Its got heated grips too Ideal for riding earlier in the year to save on diesel costs :rotfl:

Have 2 items selling on th'ebay today at about £45 which is good. Have done some Mr T shopping online which takes spends to £107 this month should be well under my £175 target for Feb... Managed 7 NSD so far.

But my shower has gone poop as has my ancient microwave (19 years old) so have a £26 part for the shower and £40 ish for the microwave....Ho Hum!!

At least Danny is sound now - just waiting for the cut to heal up completeley before we start riding again...:A

DansMum_2

Shower part in fact cost £45.....:o Cheaper than a new shower though...

Today I have

OP'd another £150 on the mortgage
Put £71.42 in the car fund for Veras MOT
Put £50 into the spends account
Started a Fazzer fund with £200 to try and pay the finance off in 14 months
Taxed Vera £205 :eek: but already had the money saved up :cool:

mummyofonechild

DansMum wrote: »

Shower part in fact cost £45.....:o Cheaper than a new shower though...

Today I have

OP'd another £150 on the mortgage
Put £71.42 in the car fund for Veras MOT
Put £50 into the spends account
Started a Fazzer fund with £200 to try and pay the finance off in 14 months
Taxed Vera £205 :eek: but already had the money saved up :cool:

We have just paid £140 for a new Triton shower with a 2 year warranty. It included fitting though.

DansMum_2

Thats pretty good The direct replacement for ours (ie electrics/plumbing in the same place) would be about £200 wthout fitting.... As we're hoping beyond hope that we can get the bathroom changed in the next 12-18months then will get a new one then

Got the bike today........ Hope I can keep my licence clean Its too easy to get to Warp Factor 8 in a few seconds.....

Feeling carp today have had a headache for about a week that wont shift..... I need a lay in (some hope!!!) Woke up at 430am yesterday and could not get back to sleep... Slept well last night though... Its nearly the end of winter and am looking forward to the boys being out at night which gives me a bit more time... I shouldnt complain...

SmlSave

Feeling carp today have had a headache for about a week that wont shift.....

Your poor thing (hugs) it's not your sinus' is it? I had a four day headache because of them last week and was a right grumpy mare.

mummyofonechild

Is it a migraine as its gone on so long. Hope you feel better soon.

Shower came from Triton clearance centre on ebay. Half price straight from Triton themselves, all brand new.

Tesco_points_addict

:jTo the bike.

Hope your feeling better soon

Big smelly armpit hugs from me!:D

TPAx

mummyofonechild

Tesco_points_addict wrote: »

:jTo the bike.

Hope your feeling better soon

Big smelly armpit hugs from me!:D

TPAx

Luvvly :rotfl: