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A journey of a 1000 miles must begin with single footstep....
Comments
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I know Happy, I work so I can travel and it's going to be tough not doing any adventure holidays for a while, it hurts my soul!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I have just scraped some pennies together and have got my total balance down to £13,500.00 on the dot.
My next 12 months of debt busting commences from my August salary and I have to pay off at least £6,750 to stay on goal. I did £5,150.47 in my first year, so I think this is achievable.
I get my credit card bills tomorrow, for some reason I get excited about this!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
progress reports heheh xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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You'll have done £20k soon Happy xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I have just scraped some pennies together and have got my total balance down to £13,500.00 on the dot.
My next 12 months of debt busting commences from my August salary and I have to pay off at least £6,750 to stay on goal. I did £5,150.47 in my first year, so I think this is achievable.
I get my credit card bills tomorrow, for some reason I get excited about this!
:T
Well done! My next figure for a goal is sub £20k, but to do this I need to clear the Egg card I think...Adam's diary - My Debt Diary - The Challenge | LBM May 2010 with £23,343.35 | £16,141.46 to go...
Cleared: £7,369.16 / 30.85% | Current DFD: Oct2012 from Jan2014 | July repaid: £600/£800
Goals: Aug-11 37% | Nov-11 60% | Feb-11 67% | May-12 76% | Aug-12 86% | Dec-12 debt free0 -
Ahh egg the golden egg
keep plugging away 
xx I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Im glad its not just me who get excited about statements although LLoyds are alway more that I expect like you I cant wait to see the back of them. I think its the satisfaction of completing my spreadsheets ready for the next round of payments. I am getting so sad I wonder if i will have spreadsheets with my saving on in years to come......MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
that's great a great number, it's fab when you can get to round sums, i'm sure you'll be able to achieve your next goal.0
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Fabulous, just fabulous, well done!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Found 20p walking the dog this morning, haven't had that for ages, maybe people are realising the value of pennies and not chucking them away for me to find now!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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