A journey of a 1000 miles must begin with single footstep....

ebayqueen_2

Woo none of us can give you any earache we have all been there my dear.

So come on Woo!!:)

You can do it...you have had a rough few months .... lots of changes in your life.

Today is the 24th June.

So its now the start of the new sprint to the end .... before you know it you will be near the 10 again. We will be with you all the way.
God bless
E

If_My_Pennies_Were_Pounds

Woo asked me to post a link to her new diary:

https://forums.moneysavingexpert.com/discussion/comment/44739024#Comment_44739024

Lemon_Tree

well done in admitting everything you owe, it's a hard thing to do to admit the whole truth. to start with it's really overwhelming and you ask yourself constantly how it happened and how you could let it happen.
working out a date is always good as it's something to kick against and challenge yourself with. Yes it sound horrible now but if i remember correctly my original DFD was about 2015 which seemed like an age away, now it will be gone by this time next year. Things change and you don't know what's ahead of you.
As to your overdraft, the biggest changes i made were to move SO's and DD's towards the end of the month (wherever possible) so that i wasn't at it's limit for the whole month, this saved me about £5 in interest a month and it had almost reached £12 a month. So i used that against another debt, i also challenged myself to spend £10 less each month of my overdraft (from the month before), and when i reached £50 i reduced my overdraft limit by that amount. That was the smallest amount that i could reduce it by at any stage, and i know it took time but eventually it got a bit easier, and £10 is a realistic amount to not spend but it's enough to feel you've accomplished something.

mrs_scottie

Hi Woo

i'm a long time lurker and i've lost you could some one please give me link or name of new diary xx

Happytogetdebtfree

Hi I think woo is taking some time out from mse so I don't think the link works anymore xx

Pearla*Merle

Hi Woo, it took me a long time to do it but I managed to devour every page of your diary - a very inspiring read! And I just wanted to say thank you! I'm now an avid penny picker upper, first time I started looking I found 20p! Result!

I hope everything is going well in your part of the world, all the best x