A journey of a 1000 miles must begin with single footstep....

Woowoo

Thanks Elmer, I'm thinking of it as a fresh start

jtr2803

I'm still tutting in the corner

Only kidding! :rotfl:

Woowoo

I have a pair of shoes to return tonight, which will be another £24 towards Lloyds

Kepp

See you're back at it already

Woowoo

I am going to start a new diary as well, just pondering on a title.....

Kepp

Nice shiny new diary would be good for a fresh start - coming up with a title is hard though!

If_My_Pennies_Were_Pounds

Make sure you give us the link

dricer

How much can you afford to pay back? I always aim to pay back double the minimum payment. However, my debts don't amount to as much as yours

Woowoo

Have started a new diary, don't know how to post the link though????

Its called Life is like a wild tiger.....

Please follow me over there, don't want to look like a sad loner ha ha!!!!!

clarissa_D

WooWoo can I just say well done for being HONEST as the guilt will upset n make you worse inside so being honest with yourself is better way forward,
secondly I have to say that because of you I have been very careful with this weeks food and not spending much money, have made my own lunches and pre made a meal plan to stop the temptation of take aways ( biggest downfall) but I have also noticed that I can make my own desserts and things, is there a way you can move out into your own 1 bedroom flat cheap rent near your work ect so that you can have your own space and be able to save pennies making food ect xx

if you see with my signature I have finally snowballed our Loan but that isn't including other little debts, OH is thinking of reclaiming PPI and so am I but if we got anything from it, we would put it in savings to pay off loan,