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A journey of a 1000 miles must begin with single footstep....
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You are back on a roll Woo!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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i'll be keeping my eyes open on my travels today.0
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Found another 20p this morning whilst walking the dog, that was worth braving the rain for!
Do people think the street is a wishing well or something near you.
You're always finding something
Good job on the debt busting, there's a few people I need to convince to do that myselfOwner of andrewhope.co.uk, hate cars and love them
Working towards DFD
HSBC Credit Card - £2700 / £7500
AA Loans - (cleared £9700)0 -
Hi Andrew? So would have put Lilly if I didn't check your sig lol!
I think it's cos I walk past the village pub with the dog everyday, I reckon they go out for a fag and clear their pockets out or something, whatever it's great for me!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
There's something I've never mentioned on here before. 3 years ago I brought a house with my friend and I had a £10k loan on the mortgage as well. I went in on it purely for investment reasons as I live with my OH but it's his house and I wanted a bolthole in case we ever split up.
She moved her boyfriend in last year and I asked if they wanted to buy me out, which they did. They took on my £10k loan and gave me £5k, which I spent on laser eye surgery.
Anyway, the reason for this little confession is that I was actually £28,650.47 in debt at my light bulb moment, but I was conveniently ignoring the £10k on the mortgage. It's important to me that I acknowledge this extra £10k that I ran up, even though it's not my debt anymore.
No more debt secrets in the closet now!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
well done for being brave, it's liberating when you face it all, especially when you know you've been dealing with it.0
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Well done indeed!
Hope you have a fun day!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Morning woo woo, bless you confessing, im the same its like torture readding numbers to your figure but you feel like you have made a bigger achievement when its cleared off. I think we are doing pretty well
im tired this morning but it looks a lovely day xxx
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Hi Andrew? So would have put Lilly if I didn't check your sig lol!
I think it's cos I walk past the village pub with the dog everyday, I reckon they go out for a fag and clear their pockets out or something, whatever it's great for me!
Yeah, most people think Lily. Username came from a Peugeot 306 I had, used to call it my Lil Pug. Hence the name
One mans rubbish is another's gold so to speak. It's a good thing you're doing everything you can to clear your debt. Luckily I don't have any although I'm moving into a house soon and buying it so gonna have about a 40-50k mortgage to clear :rotfl:Owner of andrewhope.co.uk, hate cars and love them
Working towards DFD
HSBC Credit Card - £2700 / £7500
AA Loans - (cleared £9700)0 -
Morning Andrew, ahh 306 they can run for years i love them !! congratulations on the house and im sure you will be able to clear the mortgage in no time if you choose to
x
I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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