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A journey of a 1000 miles must begin with single footstep....

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Comments

  • Lil306
    Lil306 Posts: 1,692 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Morning Andrew, ahh 306 they can run for years i love them !! congratulations on the house and im sure you will be able to clear the mortgage in no time if you choose to :D x

    Thanks, the 306 still has a place in my heart. Although I'd love a supercharged GTi6 I'm a bit of a track / performance nut now, my other was a Turbo Diesel

    The runabout car now is a Passat, I'm a van of Vags too, I'd love an old skool herbie :cool:
    Owner of andrewhope.co.uk, hate cars and love them

    Working towards DFD

    HSBC Credit Card - £2700 / £7500
    AA Loans - (cleared £9700)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    It's scary to think I owed the equivalent to my age nearly!

    I was very lucky that they brought me out and I cleared the £10k without any effort, I think I would have been totally overwhelmed otherwise.

    I only wish I knew what the hell I spent all that money on!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • I know what did we spend it on i can not see where all mine adds up to lol xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    I walked to work this morning, must start doing this at least twice a week again. It saves me £5 a week in petrol, which I can then pay off the Lloyds card instead.

    If I kept it up for a whole year it would save me £240 and keep me fit!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Well done, i once tried walking to work it too me too long and i just didnt feel i could do it lol but we definatley walk more for little journeys so thats always good :) xx but welldone at looking at it like that xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Hi Happy

    I drive half way and walk the last 20 mins as it takes too long otherwise, also I live in a village and the main road I would have to walk down has no pavement and the cars go so fast it doesn't feel like a very sensible option!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Me too!

    Everyone thinks because I live in the country, I can go for lovely walks - more like I would lose my life, the cars travel so fast its impossible to walk, esp with the dog!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    The little old ladies who live in the village stand on the church steps with speed guns monitoring the cars using the village as a short cut into Bristol city centre. They crack me up though as they can't keep their hands from shaking and no-one pays any attention to them!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Ahh bless there cottons and bless them lol .... thats a good idea, due to my shift patterns i find it hard to walk a distance i work long hours and its dropping dark when i leave work i wouldnt feel too safe lol ..... plus my car doesnt cost too much to run £40 a month ... its more ohs car that costs so much to run xx lol lol xx i may tell him to walk to work lol lol xx
    I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.68
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Do you think your OH might tell you to bug*er off lol!

    I very stupidly brought a 2.0 Gti Peugeot, costs me a fortune in fuel and over £200 a year on tax.

    Am tempted to sell it but it's only worth £1,500, plus I've had the cam belt done and I know it's reliable, whereas I could buy a little run around that turns out to be a complete lemon!

    My OH also points out that once I am debt free I won't have to worry about the running costs so much and would still have a decent car.

    So walking to work to save on fuel seems like a good compromise!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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