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A journey of a 1000 miles must begin with single footstep....
Comments
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Hi guys, i appreciate the anger i was pretty peeved when i saw the profit the banks made it made me feel pretty sick !! how rude eh
but one day they will be without us hehe xx I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
i remember once having a conversation with sh*twest about their mistake costing my company in overdraft interest. When i insisted that they should pay some back because of their mistake, they couldn't figure out what the interest would have been on the difference between what the balance was and what it should have been. In the end i ended up making up a number (in our favour of course) and they just accepted it. Makes you're blood boil that something so costly to us is something that they don't even know how to calculate.0
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Once I am debt free I'm going to withdraw my wages every month and keep it under my bed just so I can have the absolute minimum to do with any bank ever again lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
wouldn't it be great if we could go back to those days where the banks didn't rule our worlds0
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Oh wouldn't it just - you can understand why our grandparents had biscuit tins and bit cut of off matresses as their 'banks'LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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4 months till Christmas, I'm starting to feel excited!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I know and im already excited was thinking about getting my spreadsheet together then I can start shopping :j In true MSE style I have dropped off a couple of neices who have turned 18 this year but still feel a little guilty about it.
Have you been saving for xmas?MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Hi Herewego, I don't save for it as such I just have an amount allocated from my October salary. I wanted to do it later this year to feel more Christmassy nearer the time, but I won't be able to resist come September!
My sister has started buying already!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Me too I picked up some vouchers when they were on buy one get one half price, but I have to get through DS birthday next month then I know its time to start properly. Some of our family live in Ireland and I like to make sure the presents are there early sometimes take them over in October when we visit saves on postage.MARCH 2016 DEBT £25750/ £25035
EST DFD JAN 2021 (that needs to change)
NOW JAN 2019 (that still needs to change)0 -
Ladies pllllllllllllllleeeeeeeeeeeeeeeeaaaaaaaaaaaaassssssssssssssssssssseeeeeeeeeeeeeeeeeee
ITS AUGUST!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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