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A journey of a 1000 miles must begin with single footstep....
Comments
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Have a fabulous time Happy, no getting browner than me though!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
lol il try not but its hot hot hot xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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LOL Lucky Duck!
Enjoy!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Was told I am receiving a payrise of £344, I'm guessing this is probably around an extra £15 a month, not exactly life changing but every little helps!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Thats great - think it may be more like £20 something though - and as you say 'tesco'LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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Lloyds TSB have once again proved what robbing !!!!!!!s they are, as if I had any doubts they dont need to keep proving it lol!
The interest applied last month was £110.52, this month it is £116.98. How does this work when my balance only ever decreases, as I don't spend on credit cards anymore? I swear they make it up as they go along!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I am making this post early as I am on holiday when my July payments go out.
I have now completed my first year of debt busting and I have paid off a grand total of £5053.67. I am really pleased with this as the goal I set myself back in July 2009 was to clear £2650.47 by this point.
My goal for the next 12 months is to clear my Lloyds card by the end of July 2011, £8244.04. I think this is a little ambitious, but who knows what the next year will bring.
Keep fighting everyone, we will all realise our dreams of being debt free and will have learnt so much along the way xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Well done Woowoo on the amount cleared! :T
How does the interest with Lloyds possibly make sense????? :mad:Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Lloyds appear to be a law unto themselves and if you dare ring and query the interest amount they just get really stroppy and confuse you even further.
Have decided not to get mad about this anymore though, I can't control it and am learning to just let it go over my head.
Please remind me of this next time I'm on here ranting about them lol!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Nah, keep ranting! It's a good old whinge sometimes that keeps us all going!
Enjoy your holiday!Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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