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A journey of a 1000 miles must begin with single footstep....

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  • Herewego
    Herewego Posts: 2,541 Forumite
    Loving your thread its great to see people clearing the dreaded debt

    Well done and keep it going
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    edited 6 March 2010 at 9:13PM
    Hey Herewego

    Looks like were old friends of many of the same creditors, my personal favourite is Lloyds TSB, that debt is next on the hit list.
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Herewego
    Herewego Posts: 2,541 Forumite
    I would like to see them gone too, I got mine when I started working for them straight from school in fact it was encouraged then to have as many products as they could give you so had 2 cc and a loan by the time I was 18, just waiting for my lottery numbers to come out tonight oh what a lovely thought
    MARCH 2016 DEBT £25750/ £25035
    EST DFD JAN 2021 (that needs to change)
    NOW JAN 2019 (that still needs to change)
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    hi, just found your diary.
    wish my sister would come on here and read such diaries as yours, she would then see that little payments really do make a difference. I'm still trying to persuade her that that's the case.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Hi Woowoo -just subscribed. Good Luck
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Oh fantastic today the warning management light came on in my car. Cue trip to the garage tomorrow.

    I'm so glad I have been making all this extra effort just so life can turn around and bite me on the !!!!

    Yes I did cry and yes I probably over reacting but I don't care!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Lemon_Tree
    Lemon_Tree Posts: 10,202 Forumite
    Part of the Furniture 10,000 Posts
    that's a shame, but just imagine what you would be like if you hadn't put in this effort and the light came on all the same.
  • REDMADCURLS
    REDMADCURLS Posts: 3,766 Forumite
    Mine did that last week and when I took it to the garage on Monday, it was out and they said the car was fine.....by this stage of course, I had the bill at £1500 - sounderstand the tears completely - its very hard not to imagine the worst - but stay positve it may just be a fuse!
    LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
    (CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
    Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84

    There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    Sorry about this mornings rant, am feeling calmer now if not any less depressed.

    My Mothers Day present came in under budget so have just sent another £4.32 to the Barclay Card, which cheered me up for a whole minute.

    I will not let this wear down my resolve, I will walk the 5 miles to work and back everyday if I have to, not a single penny will ever go on the credit cards again. Plus my Mum has very kindly said to let her know if I need any help, will I ever be too old to rely on my parents!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
  • Woowoo
    Woowoo Posts: 4,603 Forumite
    OH handed over his coppers from the weekend, so have another 20p to send to Barclay Card today. Would love to think someone at Barclay's has noticed my complete dedication to clearly this debt so my efforts haven't gone to waste, but I don't think it works like that!

    Fingers crossed for me at the garage today!
    LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)

    Barclays: £2,928.34 Lloyds: £2,499.60
    MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00

    Surveys: £6.60/£40.00
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