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A journey of a 1000 miles must begin with single footstep....
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That is real inspiration woowoo. I wish my debt was the same as yours - much more, but chipping away I do although haven't had the courage to post an SOA or actually say how much it is. I like to pay off the odds and sods with a payment when a statement comes in. i.e. Total £4567.89 payment £50 I will pay £67.89. Just makes me feel better to round it up. Good luck and I will be watching out for you on your road to debtfreeness!!!! Billie xx:j I belong to Mike's Mob :j0
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Thanks Billie
Good luck for your journey as well - we will both get there eventually and all those extra pennies sent on top of your payments will make a difference xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Another 0.36p sent to Barclay Card today, £285.15 to go!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
10 minutes to go until the weekend offically starts for me!
Paid another whole 1p towards Barclay Card today.
Tesco shop on the way home from work and any pennies left over from the weekly budget will be paid into the bank and sent to Barclays tomorrow - my OH is unaware that this is the reason he never has any change from the shopping! My latest trick is to ask him for £1 for the trolley every week!
Have a lovely weekend all, I hope the sun keeps shining, it feels like spring is on it's way.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Only 43p left from the Shopping Budget to put towards the Barclay Card - rubbish! Hope to save some money from my £15 weekly spending allowance to add to this.
Had to fly round Tesco's as OH called to say he had a shift driving the lorry and I had to get home by 5.30 p.m so he could use my car to get to the depot, no time for browsing - doesn't he realise this is the only retail therapy I'm allowed now!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Must stop reading other peoples diaries and go to bed, have been on here since 6.30 p.m!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Off to pay my 43p into the bank this morning, think I might walk to save on the fuel but it's about an hour each way - still I can stop for tea and biscuits at my Mums on the way!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
My OH did the sweetest thing today, he put £53 of fuel in my car 'just to make my life a bit easier' - that's much better than a bunch of flowers when you owe as much money as I do!
Have therefore sent another £33.38 to the Barclay Card today, leaving a balance of £251.76 - am determined to find that £1.76 before my statement is produced on the 12th March!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I love your thread, especially the looking for pennies bit. OH still looks surprised when I pick them up. Unfortunately not spotting as many as you.
Good luck with the debt busting.0 -
Thanks se999, was gutted I didn't find any extra pennies on the hour long trek to the bank today!
Just checked out your sig - you are a super saver!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
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