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A journey of a 1000 miles must begin with single footstep....
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LMAO - you are the most amazing 'juggler'LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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How often do you update your signature, WooWoo?LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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When I remember at work as that's where I keep my spreadsheets - think I am about £25 off £15,500 now.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
and have you been this 'fast and furious' since LBM? I get exhausted keeping up with you ! AND you should put the cards that are no more on your signature, its snuch a great achievement.LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
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No cards are still quite a long way off yet unfortunately, I have the massive Lloyds one and after that I still have the Barclay Platinum - approx £2300 on it, luckily it's life of the balance 6.9%.
I don't know what happened, once that light came on I just became utterly focused and I have to get rid of it all as soon as humanly possible. I just need to be free I think.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Awesome work Woowoo. I'm soooo looking forward to having my Barclaycard moment with Virgin.
VC So why are you choosing to close your account
TF Because you're gits!!
Damn it though, I don't get to do that to them because I opted out of the 'pay double the interest thing' so my account automatically closes as soon as the balance is paid off (ie as soon as humanly possible). D'oh! I do hope they send me some kind of satisfaction survey.
M&S £2878.22/ Natwest £3526/ Loan £405/ [STRIKE]Sofa £0[/STRIKE]/ [STRIKE]Ring £0[/STRIKE]/
Savings £12.04 NSD 3/10 :cool:Total £6915.88
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Just updated my signature I am now only £15.46 off £15,500 - I will find this before next pay day.
When I originally started my goal was to reach £16,000 by July 2010 - so am quite pleased with my progress.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I walked into work again today, what a beautiful morning with the sun shining for a change.
I put £15 fuel in last night and I shouldn't have to drive the car again until Wednesday now, which means I have a spare £5 to send to Lloyds.
Only £10.46 now to find before the end of April.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Had a spare 70p in my account so sent that to Lloyds as well, so only another £9.76 to find now.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
i had fun and games when i tried to close my barclaycard a couple of years ago, in the end it turned out they turned it into a dormant account rather than closed it so i had to ring back again and insist.0
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