We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A journey of a 1000 miles must begin with single footstep....
Options
Comments
-
Apparently clearing your balance before your statement date isn't enough to stop Virgin applying £14.04 of interest :mad:
Why does that not surprise me. That Richard has a lot to answer for!:mad:LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Got a quote of £47.00 ish for flogging my cd's to musicmagpie - quite a few are in damaged cases and are quite old so not expecting to recieve the full amount. They will earn me more than just being sat in the loft though!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I think they charge 25p if they have to replace the casing. Have a look on ebay and see if you can get some cheaper than that!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Morning Woowoo
You know something I read on here yesterday has stayed with me and its your philosopy (which i am now borrowing and using) if I don't buy that (or buy it cheaper) I can put the extra to pay off your debts - Good Plan, am going to use that to fund my isa and clear the 5k
Hope everyone has a good day
SHWA1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now
0 -
Hi SHWA
It really does work, as you are constantly thinking I would rather pay this off my debt instead of buying that magazine, chocolate bar etc - you will clear that £5k in no time xLBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
I walked to work again today, no rain but nearly fell on my backside trying to jump across a muddy puddle!
Petrol light came on last night, I used my remaining petrol allowance for this week for the Virgin interest so am running on fumes until Friday! Planning to walk on Thursday anyway so sure it will all be fine.LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Just closed my Barclay Card – that was hard work:
BC - Why do you want to close your account?
Me – because I have cleared my balance.
BC – did you do a consolidation or clear yourself?
Me – all by myself (very proud)
BC – what will you use to purchase your items in the future?
Me – my debit card
BC – what about for online shopping?
Me – look I just want to close the account ok!
BC – I’m just trying to do my job
Interview terminated – account CLOSED!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000 -
Just closed my Barclay Card – that was hard work:
BC - Why do you want to close your account?
Me – because I have cleared my balance.
BC – did you do a consolidation or clear yourself?
Me – all by myself (very proud)
BC – what will you use to purchase your items in the future?
Me – my debit card
BC – what about for online shopping?
Me – look I just want to close the account ok!
BC – I’m just trying to do my job Miss Prewett
Interview terminated – account CLOSED!
Excellent stuff :T Well done on walking into work, good on you. Thankfully I get to work from home a lot so don't use to much fuel
0 -
To BC - 'well sure you pay the bill and I will shop on line, anything particular you want me to buy' - what are they not like.
Congratulations!LBM Feb 2010 £62,700 Total Debt Jan 11 [STRIKE]£49,403.84[/STRIKE] £47,530.32.
(CC/LOAN = [STRIKE]36,378.98[/STRIKE] 35668.47. O/D = [STRIKE]1255.32[/STRIKE] 1212.35/[STRIKE]1999.78[/STRIKE] 1934.52, BUS = [STRIKE]9769.76[/STRIKE] 8714.98)
Challenge = Debt at 31/01/12 = £25k. 2011 Payments = £1,944.19/£24,403.84
There is no point in negative thought, it takes up time and energy which could be used in a positive, happy way!
0 -
Did some juggling with my budget and just sent another £64 to Lloyds!LBM Aug 09: £18,650.47 - Current: £12,854.93 (£5946.79)
Barclays: £2,928.34 Lloyds: £2,499.60
MBNA: £3,788.99 Overdraft: £1,900.00 Mum: £1,738.00
Surveys: £6.60/£40.000
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards