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I'm going to do a diary too :)
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Ahh, mine isn't, i can overpay with the nationwide by sending them money, and i've reduced the mortgage term by 4 years, so currently owe about 72000 over 9.5 years. I would love to just be able to transfer small amounts over though!!0
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Hmm I guess ud just have to send them them amounts, its makes it easy to transfer and as its a one way trip u cant go back on it! Good luck, I'm sure ur looking forward to seeing a 6 at the front of your balance as I am!Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 170 -
Grr no onepoll for me!Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg0
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No more onepoll for me....I honestly think they are having a laugh with me, I'm now at £37.45, I hope its not gonna take me another month to get my £40!!! I'm tempted to start trying to sign up some recruits!!
We still have this £100 from quidco to come...
Well I have to say despite only allowing a 3 day week back for the first week I had one of the worst weeks ever! I won't go into this but 1) my new addition dog will incur me a big-ish vet bill and is very sick so touch and go so we shall see, 2)I honestly never got any time to do anything (we still need to get our decorations in the loft) as work was so busy and 3) I got home on friday night and my daughter had banged her head (fine when I got there) and the ambulance was here as she had initially been stunned...
So I'm pleased to say the weekend has been a bit better. We indulged yesterday in the new operating system for our desktop mac. I have to say I'm not a brand person really (although I have developed a heavy apple mac habit) and I initially wanted a computer so I could buy a digital camera and take photos of my pets as I was fed up of taking a whole film of photos, getting them developed and then eagerly awaiting them to find the whole lot were rubbish, but I had never really used a computer and I was clueless and I guy I worked with told me to get a mac and he would help me with it, well eventually I left working there and had to figure it all for myself, as a result I'm quite windows-clueless which at one time was quite a handicap but now the world is having more mac-happy stuff coming out its all quite exciting for me and my indulgence is definately technology, I'm not really clever with it but I like having everything all linked up and I'm loving this whole network thing about connecting your tvs to your computers etc anyway, enough of that... what I was going to say is that yesterday we went in the apple shop and OMG they had people queuing out the door, ended up there were about 40 people queuing up buying iphones, they were just emptying boxes of them, what a crazy world they obviously don't realise you can get £100 cashback on line haha
Anyway I do have a bit of a dilemma, I want to get a new mac laptop but I want to wait til next year as I think there is a new one coming out and also they are releasing a new operating system, I have a laptop to sell in order to help towards the replacement which is worth about £200, I don't know whether to sell it now and lose it as my back up until the summer or keep it and possibly see it devalue, I can check email and do surveys now on the phone so I wouldn't be completely lost without it just not sure what to do....a free listing day on ebay could sway me to sell early though I might look into these costs not sure how much you actually save anyway as you still get the final value fees...
We also went to the disney store yesterday, I just cannot get over the excitement of disney princesses and all the toys and OMG swimming costumes, they are just so cute, I so nearly went mad and bought loads including a dalmation swimming costume but my husband detered me and I only succumbed to a tinkerbell jumper, tho in my mind this was because she already has a swimming costume tho my husband pointed out on the way home that she wore it over a year ago and it would not fit.... I would of bought it, I tell you, I might have to see if I can start getting disney store vouchers for my surveys. The jumper has made me very excited and she likes it too so thats a bonus tho not not a necesscity just yet haha she still wears what I tell her.
We went to asda last night and had a good shop, we spent £34 and we went at 7pm and hit the time when everything was being reduced. We put our normal £2 block of cheese down and got 3 slightly smaller blocks for 34p each and we got 6 quiches for between 21p and 44p each, so my dinner rota will now have quiche once a week which is 6weeks of food from that point of view, so we did get a few extra bits like I got some pot noodles (2 for 50p) as last week not getting home twice cost me £4 in lunches, so I will keep these in my car incase this happens again (hard to resist chips), obviously all the NY resolutions are out, I still havent eaten chocolate (tho I have eaten chips...) my sister has been on a diet and lost lots of weight tho so this does spur me on a bit!!
Right think I might get another £10 from TNS this week, all other surveys have gone dead, probably just as well.....Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 170 -
I love quiche, I wonder if Sainsbury mark it down too? I could shop at 8pm tomorrow instead of after work? Wonder if I'd save the difference in petrol though...
Did you get the money from me joining onepoll??Weight loss: Start weight: 80kg; Current Weight: 77kg; Target weight: 55kg0 -
OMG I've just realised who you are Vl2588 haha, I'm so 'slow'Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 170 -
I did get the referral moeny from onepollMortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 170 -
I got a £10 ipsos voucher (received today) and a £10 tns today so I now have £85 in amazon vouchers. I now have £38.75 on onepoll and 3 surveys sitting there that wont work grrrrrrrr
I am really down and fed up at the moment and can't cheer up, I won't say anymore as if I have nothing good to stay I should probably keep quiet but I can't see me lasting it out at work so will just see how things go in the next couple of days, but might aim to finish end of this year and call it a day, will see. Anyway one of my friends did a great thing for me the other day so I might treat her with some money if she lets me so that might limit extra over payments this month, will update if anything else comes up!Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 170 -
If you want to rant on here gerbiljo please feel free to go ahead, you might feel better just writing it down.Currently studying for a Diploma - wish me luck
Phase 1 - Emergency Fund - Complete :j
Phase 2 - £20,000 Mortgage Fund - Underway0 -
I did actually have a good therpeutic rant yesterday on here but it seemed the site was updating so it didn't register! I have it out of my system now (thanks sml save
. Good shop yesterday £38, including a couple of treats and a shopping basket of plastic food for our daughter. Will update the credit card around payday as the balance has come down a bit
Mortgage November 2003 was £135k, but thanks to this website on 28/08/12 we became MORTGAGE FREE!
Now just over 2 years we have taken on the challenge again! )(starting £237k Nov 2014) Current mortgage £232,399.82, current overpayment total £1550, years remaining= 170
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