PLEASE HELP!!! car write off

rev_henry

blue_haddock wrote: »

Also bear in mind that if they have had to weld large areas of the car to make it structurally sound then there is almost certainly other cosmetic rust that will de-value the vehicle. I think the valuation given is extremely fair and you may be able to negotiate the price upwards slightly i dont think your going to get much more for the vehicle.

The other option is to accept their offer but purchase the vehicle back from the insurer then if the garage do bodywork repairs as well as mechanical you could buy the replacement panels and they do you a good deal on fitting them. a new bumper section is approx £30 and a whole quarter panel is about £90. That way you would have the car still along with a fair wedge of cash.

I was going to suggest this as well. Say to the insurance company, ok give me some money and the car back. Then say to garage, how much will you charge to fix the car, considering you broke it? Actually ring round a few garages and get quotes.
But if it were me I'd take the £1050 and buy myself a better car than an S reg KA, and probably be quite happy that I got to get a new car.

Homersimpson

"Why on earth were they road testing it when the only MOT failure was rust??"


It depends on what they had to remove to weld it, if they had had parts of the interior out for example then I would expect them to road test it to make sure it didn't squeak or rattle.

It would be useful to know how far from the garage the accident was.

hartcjhart

jeez is this load of cobblers still going on

Chippy_Minton_2

hartcjhart wrote: »

jeez is this load of cobblers still going on

Looks like it, even tho the OP has said she'll take the grand.:)

eschaton

OP is a !!!!ing riot :rotfl:

becki_1990

eschaton wrote: »

OP is a !!!!ing riot :rotfl:

and that means....???

becki_1990

the service was 120 mot was 40 all together with repairs it was 370, the offer off insurance is 1005

Anihilator

becki_1990 wrote: »

and that means....???

It means you are a !!!!ing idiot.

Anihilator

becki_1990 wrote: »

the service was 120 mot was 40 all together with repairs it was 370, the offer off insurance is 1005

And the value of your car without an MOT was probably about £100. So heres an idea get your £370 back and tell the insurance company the car is no longer MOT'd and requires structural repairs hence you wont be taking a payout of more than £100.:rotfl:

becki_1990

Anihilator wrote: »

It means you are a !!!!ing idiot.

how am i?? just because i want my money back?? i want enough money to get me a decent car that is just as reliable and well loked after as mine was?? dont !!!!ing think so